Rowan County property record for 2275 Lower Palmer Rd, Salisbury, NC 28146
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,200 sqft · built 2019 |
| Lot Size | 6.38 acres (277,913 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Aug 2015) |
| Tax Bill | $4,644 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Sep 2018 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 634 137 |
| Primary APN | 634 137 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,200 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Composition/Composite |
| Lot Area | 277,913 sqft (6.38 acres) |
| Garage Type | Detached |
| Garage Area | 2,100 sqft |
| Canopy | 1,232 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2275 LOWER PALMER RD |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28146-1510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6.38AC TR4 |
| Legal Subdivision | DAVID O GRAHAM AND WIFE GLENDA T GRAHAM |
| Legal Tract | 4 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 50903 |
2275 Lower Palmer Rd is owned by two individuals who bought it in August 2015.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 283, ROCKWELL, NC 28138-0283 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Sep 28, 2018 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2015 · Amount on File |
| Deed Sale | Aug 28, 2015 · Amount on File |
| Deed Book / Page | 1257 / 596 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 2275 LOWER PALMER RD, SALISBURY, NC 28146-1510 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Title Company | CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|---|
| Address | 2275 LOWER PALMER RD, SALISBURY, NC 28146-1510 |
| Document Number | 0014060587 |
|---|---|
| Date | Jul 22, 2022 |
| Book Page | 1406/587 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | SALISBURY, NC 28144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Jul 12, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 2275 LOWER PALMER RD, SALISBURY, NC 28146-1510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013160512 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 1316/0512 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | TROY, NC 27371 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Oct 1, 2049 |
The 2026 property tax bill for 2275 Lower Palmer Rd was $4,644.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,644.00 | $693,275 Land $101,504 Building $591,771 | $693,275 Land $101,504 Building $591,771 |
| 2023 | $4,095.00 | $611,215 Land $101,504 Building $509,711 | $611,215 Land $101,504 Building $509,711 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2275 Lower Palmer Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2275 Lower Palmer Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
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