2275 Element Way, Unit 4, Chula Vista, CA 91915 Property Records

San Diego County property record for 2275 Element Way, Unit 4, Chula Vista, CA 91915

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,430 sqft · built 2017
Lot Size	10 acres (436,054 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Feb 2026)
Tax Bill	$8,693 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`643-063-07-47`

Property Details

APN / Parcel Number

Primary APN	`643-063-07-47`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,430 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Lot Area	436,054 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2275 ELEMENT WAY, 4
City	CHULA VISTA
State	CA
Zip	91915-2811
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	LOT 1 US 47 PER DOC17-0288526&UND INT IN TR 016150
Legal Subdivision	OTAY RANCH MILLENIA CHULA VIST
Legal Tract	016150
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2016
Census Tract	13319

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2275 ELEMENT WAY, 4, CHULA VISTA, CA 91915-2811
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
May 18, 2023	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Feb 23, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
Dec 29, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Prior Sale	Dec 29, 2017 · Amount on Record
Deed Document Number	202649237
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2275 ELEMENT WAY UNIT 4, 4, CHULA VISTA, CA 91915-2811
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2275 ELEMENT WAY 4, 4, CHULA VISTA, CA 91915-2811

Mortgage

Document Number	0000695615
Date	Oct 5, 2021
Instrument	2021-0695615

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2275 ELEMENT WAY UNIT 4, 4, CHULA VISTA, CA 91915-2811
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2275 ELEMENT WAY 4, 4, CHULA VISTA, CA 91915-2811

Mortgage

Document Number	0000129952
Date	May 18, 2023
Instrument	2023-0129952

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 31, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 23, 2026
Property Address	2275 ELEMENT WAY UNIT 4, 4, CHULA VISTA, CA 91915-2811
Document Number	0000049237
Map Reference	MAP 16150
Instrument Date	Feb 5, 2026
Instrument	2026-0049237
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2275 ELEMENT WAY UNIT 4, 4, CHULA VISTA, CA 91915-2811

Mortgage

Document Number	0000049238
Date	Feb 23, 2026
Instrument	2026-0049238

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2275 ELEMENT WAY UNIT 4, 4, CHULA VISTA, CA 91915-2811
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000420502
Date	Jul 30, 2020
Instrument	2020-0420502

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Aug 1, 2025
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.87%
Index	5-Year CMT
Max Rate	7.87%

December 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2017
Property Address	2275 ELEMENT WAY UNIT 4, 4, CHULA VISTA, CA 91915-2811
Document Number	0000617020
Map Reference	MAP 16150
Instrument Date	Nov 29, 2017
Instrument	2017-0617020
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2275 ELEMENT WAY 4, 4, CHULA VISTA, CA 91915-2811

Mortgage

Document Number	0000617021
Date	Dec 29, 2017
Instrument	2017-0617021

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$445,195 (+2%) Land $225,151 Building $220,044
2025	$8,693.00 (+3.08%) Homeowner's exemption	$436,467 (+4.04%) Land $220,737 Building $215,730
2024	$8,433.00 (+1.86%)
2023	$8,279.00 (+3.15%) Homeowner's exemption	$419,519 Land $212,166 Building $207,353
2022	$8,026.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Fiber	2,000 / 35

May also be available: Verizon, Wyyerd Connect.

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