2275 Blue Ball Rd, Elkton, MD 21921 Property Records

Cecil County property record for 2275 Blue Ball Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,332 sqft · built 1999
Lot Size	0.606 acres (26,397 sqft)
Owner	2 Individual Names on File
Last Sale	$347,525 (Dec 2025)
Tax Bill	$2,832 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-089266`

Property Details

APN / Parcel Number

Primary APN	`03-089266`
Alternative APNs	`3089266` `089266`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,332 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	26,397 sqft (0.606 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	089266
Street Address	2275 BLUE BALL RD
City	ELKTON
State	MD
Zip	21921-3331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 1 - .606 ACRE 2275 BLUE BALL ROAD S/E OF PLEASANT HILL
Legal Subdivision	CECIL MANOR
Legal Lot Number	1
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1007
Census Tract	30501

Owner

2275 Blue Ball Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2275 BLUE BALL RD, ELKTON, MD 21921-3331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 3, 2025	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2025 · Amount on File
Deed Sale	Dec 3, 2025 · Amount on File
Prior Sale	Oct 4, 1999 · Amount on File
Deed Book / Page	5705 / 44
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	2275 BLUE BALL RD, ELKTON, MD 21921-3331
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2275 BLUE BALL RD, ELKTON, MD 21921-3331

Mortgage

Document Number	0054100059
Date	Dec 22, 2023
Book Page	5410/59

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Dec 3, 2025
Property Address	2275 BLUE BALL RD, ELKTON, MD 21921-3331
Document Number	0057050044
Book / Page	5705 / 44
Map Reference	PL 880
Instrument Date	Nov 19, 2025
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ARDENT TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,737.03
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2275 BLUE BALL RD, ELKTON, MD 21921-3331

Mortgage

Document Number	0000570549
Date	Dec 3, 2025
Instrument	5705/49

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 2275 Blue Ball Rd was $2,832, up 12% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,832.00 (+11.98%)	$255,700 (+5.4%)	$281,900 (+16.2%) Land $60,600 Building $221,300
2025	$2,529.00 Homeowner's exemption	$242,600 Land $60,600 Building $182,000	$242,600 Land $60,600 Building $182,000
2023	$1,651.00 Homeowner's exemption	$213,467	$242,600 Land $60,600 Building $182,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2275 Blue Ball Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2275 Blue Ball Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Talkie Communications.

Nearby Properties on Blue Ball Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures