2275 Algoma Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 2275 Algoma Rd, Pontotoc, MS 38863 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,984 sqft · built 1985
Lot Size	4.3 acres (187,744 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,510 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077-25-000-003.01`

Property Details

APN / Parcel Number

Primary APN	`077-25-000-003.01`
Alternative APN	`858`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	1,984 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	187,744 sqft (4.3 acres)
Deck Area	280 sqft
Utility Building	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	858
Street Address	2275 ALGOMA RD
City	PONTOTOC
State	MS
Zip	38863-9420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.31 AC NW1/4 DB 501-317 4/90 427-57; 431-432; 432-422 20080186 1/10/08 20104951 12/28/10 20213504 8/18/21 662 419 6619
Jurisdiction	PONTOTOC MS
Township / Civil Division	5
Census Block Group	3
Census Block	3032
Census Tract	950500

Owner

Source: Pontotoc County records · APN 077-25-000-003.01

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2275 ALGOMA RD, PONTOTOC, MS 38863-9420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	2275 ALGOMA RD, PONTOTOC, MS 38863-9420
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2275 ALGOMA RD, PONTOTOC, MS 38863-9420

Mortgage

Document Number	2021004299
Date	Oct 11, 2021
Instrument	2021004299

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 25, 2031

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	2275 ALGOMA RD, PONTOTOC, MS 38863-9420
Transaction Type	Mortgage
Record Updated	Nov 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2275 ALGOMA RD, PONTOTOC, MS 38863-9420

Mortgage

Document Number	2021003506
Date	Aug 18, 2021
Instrument	2021003506

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2036

Tax Assessment & Valuation

Source: Pontotoc County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Algoma Town
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,510.00 Homeowner's exemption	$11,818 (-)	$117,708 (-) Land $13,075 Building $104,633
2023	$1,510.00 Homeowner's exemption	$11,818	$117,708 Land $13,075 Building $104,633

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pontotoc County (28115C), updated August 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 29% of Mississippi
Wildfire Likelihood	About 1 in 1,136 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Tombigbee Electric Power Association	Fiber	2,000 / 1,000
Fail Telecommunication	Fiber	1,000 / 1,000

May also be available at this address: BCI Mississippi Broadband, Telapex. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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