2275 Algiers St, Union, KY 41091 Property Records

Boone County property record for 2275 Algiers St, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,601 sqft · built 2007
Lot Size	0.134 acres (5,845 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jun 2026)
Tax Bill	$2,108 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051.00-06-223.00`

Property Details

APN / Parcel Number

Primary APN	`051.00-06-223.00`
Alternative APN	`39177`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,601 sqft Finished Area
Basement Area	761 sqft
Unfinished Basement	761 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Lot Area	5,845 sqft (0.134 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2275 ALGIERS ST
City	UNION
State	KY
Zip	41091-7449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 223 SEC 14 ORLEANS NORTH
Legal Subdivision	ORLEANS NORTH SUB
Legal Lot Number	223
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2008
Census Tract	70318

Owner

2275 Algiers St is owned and occupied by two individuals who bought it in June 2026.

Source: Boone County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2275 ALGIERS ST, UNION, KY 41091-7449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUST COMPANY
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEST HOME LENDING LLC
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jul 23, 2020	Warranty Deed, Transfer · FHA Mortgage SIBCY CLINE MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Jul 23, 2020 · Amount on File
Deed Document Number	20261269534
Deed Book / Page	1259 / 477
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jun 30, 2026
Property Address	2275 ALGIERS ST, UNION, KY 41091-7449
Document Number	0001269534
Book / Page	1259 / 477
Instrument Date	Jun 26, 2026
Instrument	20261269534
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,805.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	2275 ALGIERS ST, UNION, KY 41091-7449

Mortgage

Document Number	0001269534,
Date	Jun 30, 2026
Book Page	4932/768
Instrument	20261269534

Lender

Name	TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Recording Date	Apr 14, 2026
Property Address	2275 ALGIERS ST, UNION, KY 41091-7449
Document Number	0M4910/835
Book / Page	4910 / 835
Instrument Date	Apr 6, 2026
Instrument	20261241387
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2275 ALGIERS ST, UNION, KY 41091-7449
Investor	Possibly a Property Investor

Mortgage

Document Number	0001241387,
Date	Apr 14, 2026
Book Page	4910/835
Instrument	20261241387

Lender

Name	NEST HOME LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	2275 ALGIERS ST, UNION, KY 41091-7449
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M4564/117
Date	Jan 14, 2022
Book Page	M4564/117
Instrument	858889

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jul 23, 2020
Property Address	2275 ALGIERS ST, UNION, KY 41091-7449
Document Number	D1148/240
Book / Page	D1148 / 240
Map Reference	CAB 5 SL 307
Instrument Date	Jul 8, 2020
Instrument	807267
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	LAWYERS TTL OF CINCINNATI IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1251 BROOKSTONE DR, 1251, WALTON, KY 41094-7004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2275 ALGIERS ST, UNION, KY 41091-7449

Mortgage

Document Number	807268
Date	Jul 23, 2020
Instrument	807268

Lender

Name	SIBCY CLINE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2275 Algiers St was $2,108.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Florence City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,108.00	$220,400 Land $30,000 Building $190,400
2024			$220,400 (-) Land $30,000 Building $190,400
2023	$2,153.00 (+8.25%)	$220,400 (+5%) Land $30,000 Building $190,400	$220,400 (+5%) Land $30,000 Building $190,400
2022	$1,989.00	$209,900 Land $30,000 Building $179,900	$209,900 Land $30,000 Building $179,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2275 Algiers St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2275 Algiers St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Also Mapped Here	BOONE CO WATER & SEWER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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