2274 S Podere Dr, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 2274 S Podere Dr, Mountain House, CA 95391

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,676 sqft · built 2022
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on Record
Last Sale$782,500 (Mar 2022)
Tax Bill$12,849 (2026)
Deeds & MortgagesApr 2022 Mortgage
Mar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN262-450-280-000

Property Details

APN / Parcel Number

Primary APN262-450-280-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,676 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleL-Shape
Construction TypeWood
Lot Area2,178 sqft (0.05 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2274 S PODERE DR
CityTRACY
StateCA
Zip95391-8247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 90 MOUNTAIN HOUSE NEIGHBORHOOD B UNIT NO. 4,
Legal SubdivisionMOUNTAIN HOUSE NBRHD B UN
Legal Block3
Legal Lot Number90
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3021
Census Tract5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2274 S PODERE DR, TRACY, CA 95391-8247
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
TRAVIS CU
Mar 25, 2022Grant Deed, Transfer · Conventional Mortgage
INSPIRE HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2022 · Amount on Record
Deed SaleMar 25, 2022 · Amount on Record
Deed Document Number202239636
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2274 S PODERE DR, MOUNTAIN HOUSE, CA 95391-8247
Transaction TypeMortgage
Record UpdatedJul 25, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2274 S PODERE DR, MOUNTAIN HOUSE, CA 95391-8247

Mortgage

Document Number0000053262
DateApr 26, 2022
Instrument2022-053262
Lender
NameTRAVIS CU
TypeCredit Union
AddressTRACY, CA 95391
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateMay 1, 2037
Change Frequency10 Years
Min Rate At Change3%
Index10-Year TN
Max Rate9.75%

March 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMar 25, 2022
Property Address2274 S PODERE DR, MOUNTAIN HOUSE, CA 95391-8247
Document Number0000039636
Map ReferenceMB 43 PG 70
Instrument DateMar 3, 2022
Instrument2022-039636
Transaction TypeTransfer
Record UpdatedJul 25, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2274 S PODERE DR, MOUNTAIN HOUSE, CA 95391-8247

Mortgage

Document Number0000039637
DateMar 25, 2022
Instrument2022-039637
Lender
NameINSPIRE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Mortgage

Document Number0000039638
DateMar 25, 2022
Instrument2022-039638
Lender
NameGEORGIAS OWN CU
TypeCredit Union
AddressATLANTA, GA 30303
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 24, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityMountain House City
Unified School DistrictLammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,849.00 (+11.95%)
2025$11,477.00 (-3.85%)$735,900 (-7.77%) Land $220,000 Building $515,900
2023$11,937.00 (+167.41%)$797,897 Land $234,600 Building $563,297$729,090
2022$4,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 61% of California
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, T-Mobile.

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