2274 Pine Ridge Rd, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 2274 Pine Ridge Rd, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,576 sqft · built 1979
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Mar 2019)
Tax Bill	$12,327 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit May 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`422400 50.12-3-79`

Property Details

APN / Parcel Number

Primary APN	`422400 50.12-3-79`
Alternative APN	`240005001200030790000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,576 sqft Living Area
1st Floor Area	1,496 sqft
2nd Floor Area	1,080 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	211 ft deep x 94.3 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	438 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2274 PINE RIDGE RD
City	SCHENECTADY
State	NY
Zip	12309-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	PINE RIDGE ROAD
Legal Block	3
Legal Lot Number	79.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	5
Census Block	5021
Census Tract	32101

Owner

2274 Pine Ridge Rd is owned and occupied by an individual who bought it in March 2019.

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2274 PINE RIDGE RD, SCHENECTADY, NY 12309-2612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
May 25, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES FCU
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEFCU
Mar 29, 2019	Warranty Deed, Transfer · Conventional Mortgage HUNT MORTGAGE
Mar 15, 2019	Correction Deed ATTORNEY ONLY
Jan 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2019 · Amount on File
Deed Sale	Mar 29, 2019 · Amount on File
Deed Document Number	201913731
Deed Book / Page	2008 / 393
Prior Transfer Date	Mar 12, 2019
Prior Transfer Doc	0000011352
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2274 PINE RIDGE RD, SCHENECTADY, NY 12309-2612
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2274 PINE RIDGE RD, SCHENECTADY, NY 12309-2612

Mortgage

Document Number	0000003528
Date	Feb 20, 2026
Instrument	202603528

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 19, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2274 PINE RIDGE RD, SCHENECTADY, NY 12309-2612
Transaction Type	Mortgage
Record Updated	Jun 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2274 PINE RIDGE RD, SCHENECTADY, NY 12309-2612

Mortgage

Document Number	0000024153
Date	May 25, 2021
Book Page	5102/652
Instrument	202124153

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2274 PINE RIDGE RD, SCHENECTADY, NY 12309-2612
Document Number	0000024633
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2274 PINE RIDGE RD NISKAYUNA NY 123092612, NISKAYUNA, NY 12309-2612

Mortgage

Document Number	0000024633
Date	Aug 21, 2020
Book Page	005014/000018
Instrument	24633

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 20, 2035

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 29, 2019
Property Address	2274 PINE RIDGE RD, SCHENECTADY, NY 12309-2612
Document Number	0000013731
Book / Page	2008 / 393
Map Reference	CAB E MAP 306&307
Instrument Date	Mar 25, 2019
Instrument	201913731
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2274 PINE RIDGE RD, 2274, NISKAYUNA, NY 12309-2612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1282 RUFFNER RD, NISKAYUNA, NY 12309-4601

Mortgage

Document Number	0000013732
Date	Mar 29, 2019
Book Page	4902/302
Instrument	201913732

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company
Address	LANCASTER, NY 14086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

March 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 15, 2019
Property Address	2274 PINE RIDGE RD, SCHENECTADY, NY 12309-2612
Document Number	0000011352
Book / Page	002007 / 000439
Instrument Date	Mar 12, 2019
Instrument	11352
Record Updated	Mar 29, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2274 PINE RIDGE RD NISKAYUNA NY 123092612, NISKAYUNA, NY 12309-2612

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 7, 2019
Property Address	2274 PINE RIDGE RD, SCHENECTADY, NY 12309-2612
Document Number	0000000703
Book / Page	002003 / 000263
Instrument Date	Dec 26, 2018
Instrument	703
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2274 PINE RIDGE RD NISKAYUNA NY 123092612, NISKAYUNA, NY 12309-2612

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 14, 2017
Property Address	2274 PINE RIDGE RD, SCHENECTADY, NY 12309-2612
Document Number	0000041706
Book / Page	001971 / 000236
Instrument Date	Aug 28, 2017
Instrument	41706
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2274 PINE RIDGE RD NISKAYUNA NY 123092612, NISKAYUNA, NY 12309-2612

Tax Assessment & Valuation

The 2026 property tax bill for 2274 Pine Ridge Rd was $12,327, up 1.5% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	Niskayuna Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,327.00 (+1.5%)
2025	$12,145.00	$280,000 Land $55,100 Building $224,900	$414,800 Land $81,627 Building $333,173
2023		$280,000 Land $55,100 Building $224,900	$354,400 Land $69,741 Building $284,659

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2274 Pine Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2274 Pine Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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