2274 John Call Rd, Talking Rock, GA 30175 Property Records

Gilmer County property record for 2274 John Call Rd, Talking Rock, GA 30175

Property Summary

Property Type	Rural Home
Details	4 ba · 4,436 sqft · built 1999
Lot Size	11.4 acres (497,891 sqft)
Owner	Individual Name on File
Last Sale	$990,000 (May 2023)
Tax Bill	$2,465 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3070 003C`

Property Details

APN / Parcel Number

Primary APN	`3070 003C`
Alternative APN	`34589`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,436 sqft Heated Area
1st Floor Area	3,160 sqft
2nd Floor Area	1,276 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Vinyl
Construction Type	Metal Frame
Foundation Type	Masonry
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	497,891 sqft (11.4 acres)
Garage Area	776 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	709 sqft
Deck Area	228 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34589
Street Address	2274 JOHN CALL RD
City	TALKING ROCK
State	GA
Zip	30175-1719
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1
Legal Description	TR 4R + RURAL TR
Legal Subdivision	STANLEY COLE SURV
Legal Tract	4R
Jurisdiction	GILMER GA
Township / Civil Division	ELLIJAY
Census Block Group	2
Census Block	2018
Census Tract	80301

Owner

2274 John Call Rd, a rural home, is owned and occupied by an individual who bought it in May 2023.

Source: Gilmer County records, as of February 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2274 JOHN CALL RD, TALKING ROCK, GA 30175-1719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Limited Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
May 5, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2023 · Amount on File
Deed Sale	May 18, 2023 · Amount on File
Prior Sale	Sep 28, 2012 · Amount on File
Deed Document Number	0002601279
Deed Book / Page	2601 / 279
Record Updated	Jun 8, 2026

May 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GILMER GA
Recording Date	May 18, 2023
Property Address	2274 JOHN CALL RD, TALKING ROCK, GA 30175-1719
Document Number	002601/279
Book / Page	2601 / 279
Instrument Date	May 18, 2023
Instrument	2023-001520
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2274 JOHN CALL RD, TALKING ROCK, GA 30175-1719

Mortgage

Document Number	0002601281
Date	May 18, 2023
Instrument	2601/281

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	2274 JOHN CALL RD, TALKING ROCK, GA 30175-1719
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2274 JOHN CALL RD, TALKING ROCK, GA 30175-1719

Mortgage

Document Number	0000002507/0000000384
Date	May 5, 2022
Book Page	0000002507/0000000384

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2274 John Call Rd was $2,465 with exemptions applied.

Source: Gilmer County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,465.00 Homeowner's exemption Senior Citizen's exemption	$415,800 Land $84,080 Building $331,720	$1,039,500 Land $210,200 Building $829,300
2023	$4,339.00 (-12.98%) Homeowner's exemption	$341,988 (+20.7%) Land $8,880 Building $333,108	$854,970 (+20.7%) Land $22,200 Building $832,770
2022	$4,986.00 Homeowner's exemption	$283,348 Land $8,880 Building $274,468	$708,370 Land $22,200 Building $686,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2274 John Call Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 individual policies
Nearby Flood Policies	28 units insured incl. 14 condo units
Nearby Flood Claims	12 (2004–2026)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Severe Storms And Tornadoes, Mar 2021 · 4 claims Severe Storms And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2274 John Call Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber · Cable in parts of the area	2,500 / 2,500

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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