2274 Bethlehem Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 2274 Bethlehem Rd, Cottondale, FL 32431

Property Summary

Property Type	Mobile Home
Details	5 bd · 3 ba · 2,280 sqft · built 2021
Lot Size	11.9 acres (519,235 sqft)
Owner	Individual Name on Record
Tax Bill	$1,935 (2025)
Deeds & Mortgages	Nov 2020 Loan Modification Sep 2020 Construction Loan + 2 more
Flood Zone	Zone A (high risk)
APN	`20-4N-11-0000-0140-0012`

Property Details

APN / Parcel Number

Primary APN	`20-4N-11-0000-0140-0012`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,280 sqft Heated Area
Gross Area	2,312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	519,235 sqft (11.9 acres)
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2274 BETHLEHEM RD
City	COTTONDALE
State	FL
Zip	32431-7710
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	OR 689 P 953 COMM AT SEC OF SECT 20, RUN S 88* W 39.93 FT, N 890 FT TO BEGIN, RUN S 73* W 1138.45 FT TO BETHLEHEM RD, N 52* W
Legal Range	11W
Legal Township	04N
Legal Section	20
Jurisdiction	JACKSON FL
Township / Civil Division	ALFORD
Census Block Group	2
Census Block	2004
Census Tract	211100

Owner

Source: Jackson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2274 BETHLEHEM RD, COTTONDALE, FL 32431-7710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Loan Modification, Mortgage · FHA Mortgage CASCADE FIN'L SVCS
Sep 14, 2020	Warranty Deed, Construction Loan · Construction Mortgage SOUTHWEST STAGE FUNDING LLC
Jul 23, 2020	Warranty Deed, Transfer NOT AVAILABLE
Dec 14, 2018	Warranty Deed, Transfer MARIANNA TITLE SERVICES INC, MARIANNA TITLE SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020
Deed Sale	Sep 14, 2020
Prior Sale	Dec 14, 2018 · Amount on Record
Deed Document Number	202032009481
Deed Book / Page	1664 / 422
Record Updated	Jun 8, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON FL
Property Address	2274 BETHLEHEM RD, COTTONDALE, FL 32431-7710
Document Number	0016760715
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2274 BETHLEHEM RD COTTONDALE FL 32431, COTTONDALE, FL 32431

Mortgage

Document Number	0016760715
Date	Dec 21, 2020
Book Page	001676/000715
Instrument	32013428

Lender

Name	CASCADE FIN'L SVCS
Type	Funding / Finance Company
Address	CHANDLER, AZ 85286

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

Interest

Rate	3.75%

September 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Sep 14, 2020
Property Address	2274 BETHLEHEM RD, COTTONDALE, FL 32431-7710
Document Number	0016640422
Book / Page	1664 / 422
Instrument Date	Sep 10, 2020
Instrument	202032009481
Transaction Type	Construction Loan
Record Updated	May 9, 2022
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3036 FIVE POINTS RD, 3036, COTTONDALE, FL 32431-7726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 BETHLEHEM ROAD, COTTONDALE, FL 32431

Mortgage

Document Number	0001664424
Date	Sep 14, 2020
Instrument	1664/424

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	364 Months
Due	Jan 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Jul 23, 2020
Property Address	2274 BETHLEHEM RD, COTTONDALE, FL 32431-7710
Document Number	0016580202
Book / Page	001658 / 000202
Instrument Date	Jul 23, 2020
Instrument	32007386
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	BETHLEHEM RD COTTONDALE FL 32431, COTTONDALE, FL 32431

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Dec 14, 2018
Property Address	2274 BETHLEHEM RD, COTTONDALE, FL 32431-7710
Document Number	0015920496
Book / Page	001592 / 000496
Instrument Date	Dec 14, 2018
Instrument	32013302
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	MARIANNA TITLE SERVICES INC, MARIANNA TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$770.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3036 FIVE POINTS RD COTTONDALE FL 324317726, COTTONDALE, FL 32431-7726

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,935.00 (+3.09%) Homeowner's exemption	$185,557 (+2.9%)	$234,118 (-0.98%) Land $12,385 Building $221,733
2024	$1,877.00 (+5.87%) Homeowner's exemption	$180,336 (+2.99%)	$236,428 (+8.15%) Land $12,385 Building $224,043
2023	$1,773.00 (+10.26%) Homeowner's exemption	$175,093 (+2.99%)	$218,606 (+28.59%) Land $12,385 Building $206,221
2022	$1,608.00 Homeowner's exemption	$170,002 Land $11,675 Building $158,327	$170,002 Land $11,675 Building $158,327

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

May also be available: Verizon.

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