2274 185th Ave, Manchester, IA 52057 Property Records

Delaware County property record for 2274 185th Ave, Manchester, IA 52057

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,888 sqft · built 2013
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Dec 2025)
Tax Bill	$6,254 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`240040001750`

Property Details

APN / Parcel Number

Primary APN	`240040001750`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,888 sqft Living Area
Basement Area	1,888 sqft
Finished Basement	1,375 sqft
Unfinished Basement	513 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	1,112 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	382 sqft
Deck Area	564 sqft
Patio Area	116 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2274 185TH AVE
City	MANCHESTER
State	IA
Zip	52057-8628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 WHITETAIL RIDGE SECOND SUBD
Legal Range	05W
Legal Township	88N
Legal Section	04
Legal Subdivision	WHITETAIL RIDGE SECOND SUBDIVISION
Legal Lot Number	1
Jurisdiction	DELAWARE IA
Township / Civil Division	MILO
Census Block Group	3
Census Block	3018
Census Tract	950400

Owner

2274 185th Ave is owned and occupied by two individuals who bought it in December 2025.

Source: Delaware County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2274 185TH AVE, MANCHESTER, IA 52057-8628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2018	Deed of Trust, Mortgage COMMUNITY SAVINGS BANK
Dec 17, 2025	Warranty Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Mar 6, 2023	Warranty Deed, Transfer · Conventional Mortgage IXONIA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Prior Sale	Mar 6, 2023 · Amount on File
Deed Document Number	20253420
Deed Book / Page	2025 / 3420
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IA
Property Address	2274 185TH AVE, MANCHESTER, IA 52057-8628
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002576
Date	Sep 12, 2018
Book Page	0000002018/0000002576
Instrument	000000002576

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	64 Months
Due	Jan 1, 2024

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IA
Recording Date	Dec 17, 2025
Property Address	2274 185TH AVE, MANCHESTER, IA 52057-8628
Document Number	02025/3420
Book / Page	2025 / 3420
Map Reference	MB 2013 PG 3245
Instrument Date	Dec 5, 2025
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	MCTA, MCT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$871.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2274 185TH AVE, MANCHESTER, IA 52057-8628

Mortgage

Document Number	0020253421
Date	Dec 17, 2025
Instrument	2025/3421

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IA
Recording Date	Mar 6, 2023
Property Address	2274 185TH AVE, MANCHESTER, IA 52057-8628
Document Number	002023/497
Book / Page	2023 / 497
Map Reference	BK 2013 PG 3245
Instrument Date	Mar 2, 2023
Instrument	23-497
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$839.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2274 185TH AVE, MANCHESTER, IA 52057-8628

Mortgage

Document Number	0000023498
Date	Mar 6, 2023
Instrument	23-498

Lender

Name	IXONIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2274 185th Ave was $6,254 with a homeowner's exemption, up 5.9% from the year before.

Source: Delaware County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Delaware County
Unified School District	West Delaware County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$545,700 (-) Land $71,300 Building $474,400	$545,700 (-) Land $71,300 Building $474,400
2025	$6,254.00 (+5.89%) Homeowner's exemption	$545,700 Land $71,300 Building $474,400	$545,700 Land $71,300 Building $474,400
2024	$5,906.00
2023		$472,600 (+23.2%) Land $64,900 Building $407,700	$472,600 Land $64,900 Building $407,700
2022	$5,326.00 Homeowner's exemption	$383,600 Land $48,700 Building $334,900
2021			$383,600 Land $48,700 Building $334,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2274 185th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2274 185th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
GigFire Fixed Wireless	100 / 20

May also be available: Nextlink.

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