Pasco County property record for 22735 Saint Thomas Cir, Lutz, FL 33549
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,341 sqft · built 1999 |
| Lot Size | 0.094 acres (4,095 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $137,500 (Aug 2013) |
| Tax Bill | $4,752 (2025) |
| Deeds & Mortgages | Feb 2020 Loan Modification Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-26-19-0140-00000-0280 |
| Primary APN | 31-26-19-0140-00000-0280 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,341 sqft Living Area |
| Gross Area | 2,038 sqft |
| 1st Floor Area | 891 sqft |
| Upper Floors Area | 450 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,095 sqft (0.094 acres) |
| Garage Area | 483 sqft |
| Driveway | Driveway |
| Driveway Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 214 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0831912 |
|---|---|
| Street Address | 22735 SAINT THOMAS CIR |
| City | LUTZ |
| State | FL |
| Zip | 33549-9366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | WILLOW BEND TRACT MF-2 PB 35 PGS 102-106 LOT 28 OR 8923 PG 1897 |
| Legal Range | 19E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | WILLOW BEND |
| Legal Tract | MF-2 |
| Legal Lot Number | 28 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 32013 |
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 22735 SAINT THOMAS CIR, LUTZ, FL 33549-9366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2020 | Loan Modification, Mortgage · Conventional Mortgage MONEY SOURCE |
| Jul 13, 2017 | Deed of Trust, Mortgage · VA Mortgage CIS HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2013 · Amount on Record |
| Deed Sale | Aug 27, 2013 · Amount on Record |
| Prior Sale | Jul 29, 1994 · Amount on Record |
| Deed Document Number | 2013148880 |
| Deed Book / Page | 8923 / 1897 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 22735 SAINT THOMAS CIR, LUTZ, FL 33549-9366 |
| Document Number | 0100993418 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22735 SAINT THOMAS CIR LUTZ FL 335499366, LUTZ, FL 33549-9366 |
| Document Number | 0100993418 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 010099/003418 |
| Instrument | 75457 |
| Name | MONEY SOURCE |
|---|---|
| Type | Funding / Finance Company |
| Address | MERIDEN, CT 06450 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 22735 SAINT THOMAS CIR, LUTZ, FL 33549-9366 |
| Document Number | 0095773343 |
| Instrument Date | Jul 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22735 SAINT THOMAS CIR LUTZ FL 335499366, LUTZ, FL 33549-9366 |
| Document Number | 0095773343 |
|---|---|
| Date | Jul 24, 2017 |
| Book Page | 009577/003343 |
| Instrument | 115711 |
| Name | CIS HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | HAMILTON, AL 35570 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2047 |
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,752.00 (+11.55%) | $277,843 (+1.33%) Land $53,890 Building $223,953 | $277,843 (+1.33%) Land $53,890 Building $223,953 |
| 2023 | $4,260.00 (+18.8%) | $274,197 (+11.65%) Land $44,922 Building $229,275 | $274,197 (+11.65%) Land $44,922 Building $229,275 |
| 2022 | $3,586.00 | $245,580 Land $37,428 Building $208,152 | $245,580 Land $37,428 Building $208,152 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 18 (1982–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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