22733 Rd L, Cloverdale, OH 45827 Property Records

Putnam County property record for 22733 Rd L, Cloverdale, OH 45827

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,332 sqft · built 2014
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,558 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-012161.0000`

Property Details

APN / Parcel Number

Primary APN	`10-012161.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,332 sqft Living Area
1st Floor Area	2,152 sqft
Attic	Attic
Attic Area	720 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	192 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	22733 ROAD L
City	CLOVERDALE
State	OH
Zip	45827-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 5E 33 NWCOR NE NW VAL INCL 10-0121.60.0200
Legal Range	5E
Legal Township	1N
Legal Section	33
Jurisdiction	PUTNAM OH
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1014
Census Tract	30700

Owner

22733 Rd L is owned and occupied by two individuals who acquired it in July 2019.

Source: Putnam County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22733 ROAD L, CLOVERDALE, OH 45827-9743
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
Jul 30, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 25, 2019
Transfer Doc	00711/1469
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	22733 ROAD L, CLOVERDALE, OH 45827-9743
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	736/322
Date	Jul 7, 2021
Book Page	736/322
Instrument	202100003691

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Index	5-Year CMT

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM OH
Recording Date	Jul 30, 2019
Property Address	22733 ROAD L, CLOVERDALE, OH 45827-9743
Document Number	00711/1469
Book / Page	711 / 1469
Instrument Date	Jul 25, 2019
Instrument	201900002955
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22733 ROAD N, CLOVERDALE, OH 45827-9438

Tax Assessment & Valuation

The 2025 property tax bill for 22733 Rd L was $3,558 with a homeowner's exemption.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Jackson Township
Unified School District	Ottoville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,558.00 Homeowner's exemption	$102,410 Land $5,480 Building $96,930	$292,600 Land $15,660 Building $276,940
2023	$3,441.00 (+10.64%) Homeowner's exemption Additional exemption filed	$75,730 (-) Land $4,180 Building $71,550	$291,570 Land $15,660 Building $275,910
2022	$3,110.00 Homeowner's exemption	$75,730 Land $4,180 Building $71,550
2020			$216,370 Land $11,940 Building $204,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22733 Rd L in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22733 Rd L is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ottoville Mutual Telephone Company Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd L

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