22731 Oak St, Dearborn, MI 48128 Property Records

Wayne County property record for 22731 Oak St, Dearborn, MI 48128

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,378 sqft · built 1966
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$149,000 (May 2007)
Tax Bill	$3,737 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-162-29-020`

Property Details

APN / Parcel Number

Primary APN	`82-09-162-29-020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,378 sqft Living Area
1st Floor Area	1,102 sqft
Basement Area	1,102 sqft
Unfinished Basement	1,162 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	128 ft deep x 45 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	22731 OAK ST
City	DEARBORN
State	MI
Zip	48128-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	W 45 FT OF LOT 34 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF HOLLANDER'S SUB
Legal Subdivision	HOLLANDERS
Legal Lot Number	34
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2038
Census Tract	574600

Owner

22731 Oak St is owned and occupied by two individuals who bought it in May 2007.

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	22731 OAK ST, DEARBORN, MI 48128-1305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 25, 2023	Intrafamily Transfer, Transfer
Jul 5, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 20, 2018	Warranty Deed, Transfer TITLE ONE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2007 · Amount on File
Deed Sale	May 10, 2007 · Amount on File
Deed Document Number	2007212555
Deed Book / Page	46292 / 265
Prior Transfer Date	Feb 2, 2007
Prior Transfer Doc	0466620679
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	22731 OAK ST, DEARBORN, MI 48128-1305
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22731 OAK ST, DEARBORN, MI 48128-1305

Mortgage

Document Number	0583030832
Date	Jun 15, 2023
Book Page	58303/832
Instrument	2023172111

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2053

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	May 25, 2023
Property Address	22731 OAK ST, DEARBORN, MI 48128-1305
Document Number	0582721008
Book / Page	58272 / 1008
Map Reference	LB 33 PG 29
Instrument Date	May 25, 2023
Instrument	2023160208
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22731 OAK ST, DEARBORN, MI 48128-1305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22731 OAK ST, DEARBORN, MI 48128-1305

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	22731 OAK ST, DEARBORN, MI 48128-1305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0538170967
Date	Jul 5, 2017
Book Page	53817/0967
Instrument	2017244385

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Apr 20, 2018
Property Address	22731 OAK ST, DEARBORN, MI 48128-1305
Document Number	0543670745
Book / Page	054367 / 000745
Instrument Date	Apr 3, 2018
Instrument	154331
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	TITLE ONE

Transaction

Amount	Amount on Record
Tax	$313.90
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22731 OAK ST DEARBORN MI 481281305, DEARBORN, MI 48128-1305

Tax Assessment & Valuation

The 2025 property tax bill for 22731 Oak St was $3,737 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,800 (+0.78%)	$311,600 (+0.78%)
2025	$3,737.00 Homeowner's exemption	$154,600	$309,200
2023	$3,582.00 Homeowner's exemption	$122,100	$244,200
2019	$3,746.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22731 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22731 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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