22725 Shell Shore Dr, Bullard, TX 75757 Property Records

Smith County property record for 22725 Shell Shore Dr, Bullard, TX 75757 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1985
Lot Size	0.428 acres (18,644 sqft)
Owner	Individual Name on File
Tax Bill	$593 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit May 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R009508`

Property Details

APN / Parcel Number

Primary APN	`R009508`
Alternative APN	`1-81080-0000-00-061000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,680 sqft Heated Area
1st Floor Area	1,680 sqft
Flooring	Carpet

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	18,644 sqft (0.428 acres)
Garage Type	Detached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R009508
Street Address	22725 SHELL SHORE DR
City	BULLARD
State	TX
Zip	75757-8121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHELL SHORES LOT 61
Legal Subdivision	SHELL SHORES
Legal Lot Number	61
Jurisdiction	SMITH TX
Township / Civil Division	BULLARD
Census Block Group	2
Census Block	2004
Census Tract	1912

Owner

Source: Smith County records · APN R009508

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	22725 SHELL SHORE DR, BULLARD, TX 75757-8121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit ALTRA FCU
May 16, 2019	Warranty Deed, Construction Loan · Construction Mortgage TEXAS NAT'L BK/JACKSONVILLE
Mar 09, 2018	Warranty Deed, Transfer JEFFREY STEPHENSON

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 16, 2019
Deed Sale	May 16, 2019
Prior Sale	Mar 09, 2018
Deed Document Number	WDVL 15506
Record Updated	Jun 08, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	22725 SHELL SHORE DR, BULLARD, TX 75757-8121
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001034428
Date	Nov 20, 2023
Instrument	202301034428

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 20, 2038

May 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	May 16, 2019
Property Address	22725 SHELL SHORE DR, BULLARD, TX 75757-8121
Document Number	0000015506
Instrument Date	May 15, 2019
Instrument	15506
Transaction Type	Construction Loan
Record Updated	Jun 14, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	597 CIRCLE DR BULLARD TX 757575505, BULLARD, TX 75757-5505

Mortgage

Document Number	15509
Date	May 16, 2019
Instrument	15509

Lender

Name	TEXAS NAT'L BK/JACKSONVILLE
Type	Bank
Address	BULLARD, TX 75757

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Mar 09, 2018
Property Address	22725 SHELL SHORE DR, BULLARD, TX 75757-8121
Document Number	0000008640
Instrument Date	Mar 09, 2018
Instrument	8640
Transaction Type	Transfer
Record Updated	Mar 21, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17122 FM 344 W FLINT TX 757626003, FLINT, TX 75762-6003

Mortgage

Document Number	8646
Date	Mar 09, 2018
Instrument	8646

Lender

Name	JEFFREY STEPHENSON
Address	430 SOUTHWEST PKWY # 1519, COLLEGE STATION, TX 77840-4714

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Mar 08, 2025

Tax Assessment & Valuation

Source: Smith County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Bullard Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$593.00 (-42.71%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$162,440 (-15.96%) Land $30,000 Building $132,440	$162,440 (-15.96%) Land $30,000 Building $132,440
2024	$1,035.00 (+0.68%)
2023	$1,028.00 (-61.24%) Homeowner's exemption	$193,289 Land $30,000 Building $163,289	$193,289 Land $30,000 Building $163,289
2022	$2,652.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Smith County (48423C), updated September 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484230019122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 145 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cherokee County Electric Cooperative Association	Fiber	2,000 / 2,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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