22722 E 78th St S, Broken Arrow, OK 74014 Property Records

Wagoner County property record for 22722 E 78th St S, Broken Arrow, OK 74014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,913 sqft · built 2003
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$536,500 (Sep 2020)
Tax Bill	$7,496 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`251093-000014-000000`

Property Details

APN / Parcel Number

Primary APN	`251093-000014-000000`
Alternative APNs	`730004953` `0004953` `4953`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,913 sqft Living Area
1st Floor Area	2,750 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Duplex Single
Exterior Material	Aluminum Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	876 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	434 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4953
Street Address	22722 E 78TH ST S
City	BROKEN ARROW
State	OK
Zip	74014-5809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	09-18-15 SW SE NW SW : NW NE SW SW
Legal Range	15E
Legal Township	18N
Legal Section	09
Jurisdiction	WAGONER OK
Township / Civil Division	COWETA
Census Block Group	1
Census Block	1026
Census Tract	30508

Owner

22722 E 78th St S is owned and occupied by two individuals who bought it in September 2020.

Source: Wagoner County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	22722 E 78TH ST S, BROKEN ARROW, OK 74014-5809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · Line of Credit TULSA TEACHERS CU
Sep 3, 2020	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED MORTGAGE INC
Jan 26, 2018	Deed of Trust, Mortgage · Conventional with PMI MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	Dec 12, 2003 · Amount on File
Deed Document Number	202012822
Deed Book / Page	2611 / 775
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAGONER OK
Property Address	22722 E 78TH ST S, BROKEN ARROW, OK 74014-5809
Transaction Type	Mortgage
Record Updated	Apr 5, 2024
Title Company	INTEGRITY TITLE AND CLOSING, INTEGRITY TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003607
Date	Mar 26, 2024
Book Page	2956/580
Instrument	2024-3607

Lender

Name	TULSA TEACHERS CU
Type	Credit Union
Address	TULSA, OK 74133

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAGONER OK
Recording Date	Sep 3, 2020
Property Address	22722 E 78TH ST S, BROKEN ARROW, OK 74014-5809
Document Number	0000012822
Book / Page	2611 / 0775
Instrument Date	Aug 19, 2020
Instrument	2020-12822
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$804.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	22722 E 78TH ST S, BROKEN ARROW, OK 74014-5809

Mortgage

Document Number	0000012823
Date	Sep 3, 2020
Book Page	2611/0777
Instrument	2020-12823

Lender

Name	ASSOCIATED MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAGONER OK
Property Address	22722 E 78TH ST S, BROKEN ARROW, OK 74014-5809
Document Number	0000001773
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 8, 2018
Title Company	OKLAHOMA LAND TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22722 E 78TH ST S BROKEN ARROW OK 740145809, BROKEN ARROW, OK 74014-5809

Mortgage

Document Number	0000001773
Date	Feb 13, 2018
Book Page	002414/000339
Instrument	1773

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 22722 E 78th St S was $7,496 with a homeowner's exemption.

Source: Wagoner County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Broken Arrow City
County	Wagoner County
Unified School District	Broken Arrow Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,586 (+3%) Land $10,882 Building $56,704	$603,449 (-5.16%) Land $97,163 Building $506,286
2025	$7,496.00 Homeowner's exemption	$65,617 Land $10,565 Building $55,052	$636,288 Land $110,000 Building $526,288
2023	$7,016.00 (+2.59%) Homeowner's exemption	$61,852 (+3%) Land $9,787 Building $52,065	$601,643 (+11.34%) Land $110,000 Building $491,643
2022	$6,839.00 Homeowner's exemption	$60,050 Land $8,962 Building $51,088	$540,355 Land $80,016 Building $460,339

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22722 E 78th St S in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	13 (1980–2015)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2015 · 3 claims Severe Storms, Tornadoes, And Flooding, Apr 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22722 E 78th St S is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 89% of Oklahoma
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROKEN ARROW MUNICIPAL AUTHORITY serves 116,330 people · EPA ID OK1021508
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: The Junction Internet, Windstream.

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