Cook County property record for 22720 Cottage Grove Ave, Steger, IL 60475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,460 sqft · built 1965 |
| Lot Size | 1.28 acres (55,931 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,335 (2023) |
| Deeds & Mortgages | Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-35-302-012 |
| Primary APN | 32-35-302-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,460 sqft Living Area |
| 1st Floor Area | 1,460 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 55,931 sqft |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 22720 COTTAGE GROVE AVE |
|---|---|
| City | STEGER |
| State | IL |
| Zip | 60475-6006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBERT (BARTLETTS) (COTTAGE) GROVE AVE (FARM) ESTATES SUB OF NW OF SE & EH EX N 40RODS & EX W 52RODS OF S 55RODS OF SW SEC 35 |
| Legal Range | 14E |
| Legal Township | 35N |
| Legal Section | 35 |
| Legal Subdivision | BARTLETTS COTTAGE GROVE AVE FARM |
| Legal Lot Number | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | BLOOM |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 829700 |
22720 Cottage Grove Ave is owned and occupied by an individual.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22720 COTTAGE GROVE AVE, STEGER, IL 60475-6006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 22720 COTTAGE GROVE AVE, STEGER, IL 60475-6006 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 22720 COTTAGE GROVE AVE, STEGER, IL 60475-6006 |
| Document Number | 0015825100 |
|---|---|
| Date | Jun 7, 2023 |
| Instrument | 2315825100 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 30, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.04% |
| Change Frequency | Monthly |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bloom Township |
| Municipality | Steger Village |
| Secondary School District | Bloom Township High School District 206 (09 - 12) |
| Elementary School District | Steger School District 194 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,979 Land $9,788 Building $9,191 | $189,790 Land $97,880 Building $91,910 | |
| 2023 | $4,335.00 (+28.29%) | ||
| 2022 | $3,379.00 Homeowner's exemption | $11,721 Land $8,389 Building $3,332 | $117,210 Land $83,890 Building $33,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 22720 Cottage Grove Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 15 (1979–2008) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Oct 2008 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22720 Cottage Grove Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 99% of Illinois |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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