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2272 Cairo Rd, Gallatin, TN 37066 Property Records

Sumner County property record for 2272 Cairo Rd, Gallatin, TN 37066

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,073 sqft · built 2021
Lot Size1.15 acres (50,094 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (Jun 2022)
Tax Bill$1,424 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Aug 2021 Sale & Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN083133 00104

Property Details

APN / Parcel Number

Primary APN083133 00104
Alternative APN
  • 133 00104

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,073 sqft Living Area
Gross Area2,441 sqft
1st Floor Area2,073 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area50,094 sqft (1.15 acres)
TerrainRolling
DrivewayDriveway
Driveway Area3,940 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2272 CAIRO RD
CityGALLATIN
StateTN
Zip37066-8405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionPLAT: N/R PAGE: N/R BLOCK: LOT: 3 SUBD: WILKES HEIRS
Legal SubdivisionWILKES HEIRS
Legal Tract3
Legal Block386
Legal Lot Number1
JurisdictionSUMNER TN
Township / Civil Division3
Census Block Group1
Census Block1033
Census Tract20603

Owner

Source: Sumner County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2272 CAIRO RD, GALLATIN, TN 37066-8405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2022Warranty Deed, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORP
Aug 31, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 22, 2020Deed of Trust, Mortgage
RELIANT BK
Dec 2, 2020Warranty Deed, Transfer
NOT AVAILABLE
Feb 7, 2020Warranty Deed, Transfer
TENNESSEE TITLE SERVICES LLC, TENNESSEE TITLE SVCS LLC
Feb 10, 2020Warranty Deed, Transfer
TENNESSEE TITLE SERVICES LLC, TENNESSEE TITLE SVCS LLC
Nov 18, 2020Warranty Deed, Transfer
NOT AVAILABLE
Jun 24, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2022 · Amount on Record
Deed SaleJun 2, 2022 · Amount on Record
Prior SaleAug 31, 2021
Deed Document Number20221417738
Deed Book / Page5958 / 35
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMNER TN
Recording DateJun 2, 2022
Property Address2272 CAIRO RD, GALLATIN, TN 37066-8405
Document Number0059580035
Book / Page5958 / 35
Map ReferenceMB 32 PG 386
Instrument DateMay 18, 2022
Instrument1417738
Transaction TypeTransfer
Record UpdatedJul 8, 2022
Title CompanyVICTORY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,035.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2272 CAIRO RD, GALLATIN, TN 37066-8405

Mortgage

Document Number0059580038
DateJun 2, 2022
Book Page5958/38
Instrument1417739
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

August 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSUMNER TN
Recording DateAug 31, 2021
Property Address2272 CAIRO RD, GALLATIN, TN 37066-8405
Document Number0057010850
Book / Page5701 / 850
Map ReferenceMB 32 PG 386
Instrument DateAug 26, 2021
Instrument1380070
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 7, 2021
Title CompanyBIRTHRIGHT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,720.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2272 CAIRO RD, GALLATIN, TN 37066-8405

Mortgage

Document Number5701853
DateAug 31, 2021
Instrument5701/853
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address2272 CAIRO RD, GALLATIN, TN 37066-8405
Document Number0054480282
Instrument DateDec 22, 2020
Transaction TypeMortgage
Record UpdatedApr 7, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2264 HIGHWAY 41 S GREENBRIER TN 370734535, GREENBRIER, TN 37073-4535

Mortgage

Document Number0054480282
DateDec 23, 2020
Book Page005448/000282
Instrument1343367
Lender
NameRELIANT BK
TypeBank
AddressGALLATIN, TN 37066
Agreement
AmountAmount Recorded

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMNER TN
Recording DateDec 2, 2020
Property Address2272 CAIRO RD, GALLATIN, TN 37066-8405
Document Number0054220317
Book / Page005422 / 000317
Instrument DateNov 25, 2020
Instrument1339886
Transaction TypeTransfer
Record UpdatedApr 2, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$3,571.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 693 GREENBRIER TN 370730693, GREENBRIER, TN 37073-0693

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMNER TN
Recording DateFeb 7, 2020
Property Address2272 CAIRO RD, GALLATIN, TN 37066-8405
Document Number0051390643
Book / Page005139 / 000643
Instrument DateFeb 7, 2020
Instrument1300004
Transaction TypeTransfer
Record UpdatedMar 6, 2020
Title CompanyTENNESSEE TITLE SERVICES LLC, TENNESSEE TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$296.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 160071 NASHVILLE TN 372160071, NASHVILLE, TN 37216-0071

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMNER TN
Recording DateFeb 10, 2020
Property Address2272 CAIRO RD, GALLATIN, TN 37066-8405
Document Number0051390741
Book / Page005139 / 000741
Instrument DateFeb 5, 2020
Instrument1300049
Transaction TypeTransfer
Record UpdatedMar 10, 2020
Title CompanyTENNESSEE TITLE SERVICES LLC, TENNESSEE TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$241.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1615 HENDERSONVILLE TN 370771615, HENDERSONVILLE, TN 37077-1615

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMNER TN
Recording DateNov 18, 2020
Property Address2272 CAIRO RD, GALLATIN, TN 37066-8405
Document Number0054090640
Book / Page005409 / 000640
Instrument DateFeb 5, 2020
Instrument1330145
Transaction TypeTransfer
Record UpdatedFeb 25, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$555.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUMNER TN
Recording DateJun 24, 2019
Property Address2272 CAIRO RD, GALLATIN, TN 37066-8405
Document Number0049690220
Book / Page004969 / 000220
Instrument DateJun 24, 2019
Instrument1273044
Transaction TypeTransfer
Record UpdatedJul 9, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address205 OLD HIGHWAY 31 E BETHPAGE TN 370228250, BETHPAGE, TN 37022-8250

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountySumner County
Unified School DistrictSumner County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,424.00 (-12.04%)$100,225 (+39.44%) Land $5,050 Building $95,175
2024$400,900 (+39.44%) Land $20,200 Building $380,700
2023$1,619.00 (-0.43%)$71,875 (-) Land $9,075 Building $62,800
2022$1,626.00$71,875 Land $9,075 Building $62,800
2021$287,500 Land $36,300 Building $251,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims9 (2002–2019)
Claims Outside the SFHA8 of 9
Most Recent ClaimFeb 2019 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCASTALIAN SPRINGS-BETHPAGE U.D.
serves 14,555 people · EPA ID TN0000097
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Cumberland Connect
Fiber		1,000 / 1,000

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