22716 Cavetown Church Rd, Smithsburg, MD 21783 Property Records

Washington County property record for 22716 Cavetown Church Rd, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,256 sqft · built 1943
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Mar 2024)
Tax Bill	$2,727 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-013221`

Property Details

APN / Parcel Number

Primary APN	`07-013221`
Alternative APN	`013221`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,256 sqft Total Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Siding
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	182 sqft
Gazebo	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	013221
Street Address	22716 CAVETOWN CHURCH RD
City	SMITHSBURG
State	MD
Zip	21783-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	2 ACRES 22716 CAVETOWN CHURCH RD
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	2
Census Block	2010
Census Tract	11301

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22716 CAVETOWN CHURCH RD, SMITHSBURG, MD 21783-1619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 23, 2021	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2024 · Amount on Record
Deed Sale	Mar 8, 2024 · Amount on Record
Prior Sale	Jun 23, 2021 · Amount on Record
Deed Book / Page	7416 / 318
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 8, 2024
Property Address	22716 CAVETOWN CHURCH RD, SMITHSBURG, MD 21783-1619
Document Number	0074160318
Book / Page	7416 / 318
Instrument Date	Feb 23, 2024
Transaction Type	Transfer
Record Updated	Mar 22, 2024
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22716 CAVETOWN CHURCH RD, SMITHSBURG, MD 21783-1619

Mortgage

Document Number	0074160326
Date	Mar 8, 2024
Instrument	7416-0326

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jun 23, 2021
Property Address	22716 CAVETOWN CHURCH RD, SMITHSBURG, MD 21783-1619
Document Number	0066700499
Book / Page	6670 / 499
Instrument Date	Jun 7, 2021
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22716 CAVETOWN CHURCH RD, SMITHSBURG, MD 21783-1619

Mortgage

Document Number	0066700505
Date	Jun 23, 2021
Book Page	6670/505

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,727.00 (+5.05%) Homeowner's exemption	$264,100 (+6.28%)	$279,700 (-) Land $82,500 Building $197,200
2025	$2,596.00 (+20.86%) Homeowner's exemption	$248,500 (+20.28%)	$279,700 (+20.09%) Land $82,500 Building $197,200
2023	$2,148.00	$206,600	$232,900 Land $82,500 Building $150,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1988–2006)
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 250

May also be available: Verizon.

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