2271 Co Rd X, Cedar Bluffs, NE 68015 Property Records

Saunders County property record for 2271 Co Rd X, Cedar Bluffs, NE 68015

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,703 sqft · built 1997
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jun 2017)
Tax Bill	$183 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2395-03-2-00000-000-1101`

Property Details

APN / Parcel Number

Primary APN	`2395-03-2-00000-000-1101`
Alternative APN	`001381101`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,703 sqft Living Area
1st Floor Area	2,705 sqft
Basement Area	676 sqft
Finished Basement	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Attached
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	180 sqft
Deck Area	Deck Area
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2271 COUNTY ROAD X
City	CEDAR BLUFFS
State	NE
Zip	68015-3286
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	TR E 1/2 NW 3-16-6 (4 ACRES); MAP NUMBER: 2395-03-2-00000-000-1101
Legal Range	06
Legal Township	16
Legal Section	03
Jurisdiction	SAUNDERS NE
Township / Civil Division	MORSE BLUFF
Census Block Group	3
Census Block	3038
Census Tract	968100

Owner

Source: Saunders County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2271 COUNTY ROAD X, CEDAR BLUFFS, NE 68015-3286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Dec 31, 2019	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	20176360
Deed Book / Page	491 / 917
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	2271 COUNTY ROAD X, CEDAR BLUFFS, NE 68015-3286
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005550809
Date	Mar 15, 2021
Book Page	555/809
Instrument	2021-03-329

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	2271 COUNTY ROAD X, CEDAR BLUFFS, NE 68015-3286
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005280374
Date	Dec 31, 2019
Book Page	528/374
Instrument	2019-12-444

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	2271 COUNTY ROAD X, CEDAR BLUFFS, NE 68015-3286
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005381312
Date	Jul 10, 2020
Book Page	538/1312
Instrument	2020-07-230

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Morse Bluff Township
Unified School District	North Bend Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$560,402 (+11.13%) Land $59,000 Building $501,402	$560,402 (+11.13%) Land $59,000 Building $501,402
2023	$183.00	$504,274 Land $46,000 Building $458,274	$504,274 Land $46,000 Building $458,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1980–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Northeast Nebraska Telephone Company Fiber	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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