2271 Bowers Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2271 Bowers Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,200 sqft · built 1971
Lot Size1.14 acres (49,658 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Apr 2022)
Tax Bill$2,103 (2025)
Deeds & MortgagesJan 2026 Second Mortgage
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN014-035-043-00

Property Details

APN / Parcel Number

Primary APN014-035-043-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
Basement Area960 sqft
Unfinished Basement960 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Lot Area49,658 sqft (1.14 acres)
Garage Area624 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2271 BOWERS RD
CityLAPEER
StateMI
Zip48446-3311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionSEC 35 T8N R10E COM AT S 1/4 COR, TH E 228.70 FT, TO PT OF BEG TH E 100 FT, TH N 535.90 FT, TH S 53 DEG 23' 15 W 124.58 FT,
Legal Range10E
Legal Township08N
Legal Section35
JurisdictionLAPEER MI
Township / Civil DivisionMAYFIELD
Census Block Group3
Census Block3023
Census Tract333500

Owner

2271 Bowers Rd is owned and occupied by two individuals who bought it in April 2022.

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2271 BOWERS RD, LAPEER, MI 48446-3311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ELGA CREDIT UNION
Apr 4, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2022 · Amount on File
Deed SaleApr 4, 2022 · Amount on File
Deed Book / Page3285 / 112
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address2271 BOWERS RD, LAPEER, MI 48446-3311
Transaction TypeMortgage
Record UpdatedFeb 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2271 BOWERS RD, LAPEER, MI 48446-3311

Mortgage

Document Number0035010190
DateJan 29, 2026
Book Page3501/190
Lender
NameELGA CREDIT UNION
TypeCredit Union
Address6065 GRAND POINTE BLVD, GRAND BLANC, MI 48439
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueJan 16, 2036

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateApr 4, 2022
Property Address2271 BOWERS RD, LAPEER, MI 48446-3311
Document Number0032850112
Book / Page3285 / 112
Instrument DateApr 1, 2022
Transaction TypeTransfer
Record UpdatedMay 11, 2022
Title CompanyCRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,350.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2271 BOWERS RD, 2271, LAPEER, MI 48446-3311

Transferred To (Grantee/Buyer)

NameVerified Name
Address806 S SAGINAW ST, LAPEER, MI 48446-2640

Mortgage

Document Number0003285114
DateApr 4, 2022
Instrument3285/114
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2271 Bowers Rd was $2,103 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionMayfield Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$104,600 (+5.66%)$209,200 (+5.66%)
2025$2,103.00 Homeowner's exemption$99,000$198,000
2023$96,800$193,600
2022$1,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2271 Bowers Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2271 Bowers Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Starlink
Satellite
280 / 30

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