22709 Clearwater Point Rd, Brainerd, MN 56401 Property Records

Crow Wing County property record for 22709 Clearwater Point Rd, Brainerd, MN 56401

Property Summary

Property Type	Seasonal / Vacation Home
Details	1,336 sqft · built 1980
Lot Size	4.68 acres (203,861 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,000 (Jan 1996)
Tax Bill	$4,472 (2026)
Flood Zone	Zone A (high risk)
APN	`500071202BAA009`

Property Details

APN / Parcel Number

Primary APN	`500071202BAA009`
Alternative APNs	`50070558` `83528`

Interior

Stories	1 Story
Building Area	1,336 sqft Living Area
Gross Area	448 sqft
1st Floor Area	1,336 sqft
Basement Area	664 sqft
Finished Basement	664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Logs
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	203,861 sqft (4.68 acres)
View / Lot	Waterfront / Beach
Garage Area	780 sqft
Driveway	Driveway
Porch	Slab
Deck Area	32 sqft
Boat House	160 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	83528
Street Address	22709 CLEARWATER POINT RD
City	BRAINERD
State	MN
Zip	56401
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	THAT PART OF GOV. LOTS 1 & 2 SECTION 7 DESCRIBED AS FOLLOWS; COMMENCING AT THE NE CORNER OF SAID GOV. LOT 2, THEN S. 00 DEG 4
Legal Range	28W
Legal Township	45N
Legal Section	07
Legal Lot Number	1,2
Jurisdiction	CROW WING MN
Township / Civil Division	BAY LAKE
Census Block Group	2
Census Block	2053
Census Tract	950801

Owner

Source: Crow Wing County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2720 15TH ST NW, SAINT PAUL, MN 55112-6336
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1996 · Amount on Record
Deed Sale	Jan 1, 1996 · Amount on Record
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
County Subdivision	Bay Lake Township
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,472.00 (-6.01%)	$775,500 (+8.33%) Land $519,000 Building $256,500	$775,500 (+8.33%) Land $519,000 Building $256,500
2025		$715,900 (-6.53%) Land $452,200 Building $263,700	$715,900 (-6.53%) Land $452,200 Building $263,700
2023	$4,758.00	$765,900 Land $495,000 Building $270,900	$765,900 Land $495,000 Building $270,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000