22708 E 103rd St S, Broken Arrow, OK 74014 Property Records

Wagoner County property record for 22708 E 103rd St S, Broken Arrow, OK 74014

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,620 sqft · built 2021
OwnerIndividual Name on File
Last Sale$390,000 (Sep 2022)
Tax Bill$4,691 (2025)
Deeds & MortgagesJul 2025 Line of Credit
Sep 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN008325-001013-000000

Property Details

APN / Parcel Number

Primary APN008325-001013-000000
Alternative APNs
  • 730092217
  • 92217

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,620 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof MaterialComposition Shingle
PorchCovered Porch
Porch Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number92217
Street Address22708 E 103RD ST S
CityBROKEN ARROW
StateOK
Zip74014-3761
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND CREEK PHASE 4 BLOCK 1 LOT 13
Legal SubdivisionHIGHLAND CREEK
Legal Phase4
Legal Block1
Legal Lot Number13
JurisdictionWAGONER OK
Township / Civil DivisionCOWETA
Census Block Group1
Census Block1042
Census Tract30511

Owner

Source: Wagoner County records · APN 008325-001013-000000

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address22708 E 103RD ST S, BROKEN ARROW, OK 74014-3761
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2025Deed of Trust, Mortgage · Line of Credit
ARVEST BANK
Sep 23, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST OKLAHOMA MORTGAGE LLC
Oct 05, 2021Warranty Deed, Subdivision Related Transfer · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 23, 2022 · Amount on Record
Deed SaleSep 23, 2022 · Amount on Record
Prior SaleOct 05, 2021 · Amount on Record
Deed Document Number2022-14903
Deed Book / Page2837 / 0429
Record UpdatedJun 08, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAGONER OK
Property Address22708 E 103RD ST S, BROKEN ARROW, OK 74014-3761
Transaction TypeMortgage
Record UpdatedFeb 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address22708 E 103RD ST S, BROKEN ARROW, OK 74014-3761

Mortgage

Document Number0000010343
DateJul 28, 2025
Book Page3093/597
Instrument2025-10343
Lender
NameARVEST BANK
TypeBank
AddressBROKEN ARROW, OK 74012
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 23, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAGONER OK
Recording DateSep 23, 2022
Property Address22708 E 103RD ST S, BROKEN ARROW, OK 74014-3761
Document Number0000014903
Book / Page2837 / 0429
Instrument DateSep 13, 2022
Instrument2022-14903
Transaction TypeTransfer
Record UpdatedFeb 06, 2026
Title CompanyAPEX TITLE COMPANY, APEX TITLE & CLOSING SERVICE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$585.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22708 E 103RD ST S, BROKEN ARROW, OK 74014-3761

Mortgage

Document Number0000014904
DateSep 23, 2022
Instrument2022-14904
Lender
NameFIRST OKLAHOMA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052
Interest
Rate TypeFixed Rate

October 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWAGONER OK
Recording DateOct 05, 2021
Property Address22708 E 103RD ST S, BROKEN ARROW, OK 74014-3761
Document Number0000018430
Book / Page2738 / 0890
Instrument DateOct 01, 2021
Instrument2021-18430
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 06, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$547.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22708 E 103RD ST S, BROKEN ARROW, OK 74014-3761

Mortgage

Document Number0000018431
DateOct 05, 2021
Instrument2021-18431
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Wagoner County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyWagoner County
Unified School DistrictBroken Arrow Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,691.00 (+8.51%)$47,036 (+7.5%) Land $5,264 Building $41,772$419,966 (+7.5%) Land $47,000 Building $372,966
2023$4,323.00 (+9.86%)$43,754 (+8.19%) Land $5,264 Building $38,490$390,662 (+8.19%) Land $47,000 Building $343,662
2022$3,935.00 Homeowner's exemption$40,442 Land $5,264 Building $35,178$361,091 Land $47,000 Building $314,091

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims52 (1980–2019)
Claims Outside the SFHA8 of 52
Most Recent ClaimMay 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 6 claims
  • Severe Storms, Tornadoes, And Flooding, Apr 2008 · 8 claims
  • Severe Storms & Flooding, Oct 1986 · 14 claims

Wildfire

Wildfire RiskModerate
above 48% of the US · lower than 86% of Oklahoma
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber · DSL in parts of the area
2,000 / 2,000
Cox Communications
Fiber
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Based on FCC filings for 327 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWAGONER CO. RWD #4
serves 37,658 people
Water SourceSurface water
Last State InspectionNov 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2025
Turbidity
resolved · Jun 2025
Total trihalomethanes
not recorded as resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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