Harris County property record for 22706 Saginaw Point Ln, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,480 sqft · built 2011 |
| Lot Size | 0.17 acres (7,402 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,772 (Oct 2023) |
| Tax Bill | $8,931 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 131-469-001-0076 |
| Primary APN | 131-469-001-0076 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,480 sqft Living Area |
| 1st Floor Area | 1,688 sqft |
| Game Room | Game Room |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Lot Area | 7,402 sqft (0.17 acres) |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1314690010076 |
|---|---|
| Street Address | 22706 SAGINAW POINT LN |
| City | KATY |
| State | TX |
| Zip | 77449-5158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 76 BLK 1 WATERSTONE SEC 5 |
| Legal Subdivision | WATERSTONE SEC 5 |
| Legal Block | 1 |
| Legal Lot Number | 76 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 542901 |
Source: Harris County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22706 SAGINAW POINT LN, KATY, TX 77449-5158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2023 · Amount on Record |
| Deed Sale | Oct 13, 2023 · Amount on Record |
| Prior Sale | Apr 9, 2012 · Amount on Record |
| Deed Document Number | 2023392944 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Oct 13, 2023 |
| Property Address | 22706 SAGINAW POINT LN, KATY, TX 77449-5158 |
| Document Number | 0000392944 |
| Map Reference | MF 627241 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 2023-392944 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2023 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28111 STONESTEAD DR, KATY, TX 77494-0682 |
| Name | Verified Name |
|---|---|
| Address | 22706 SAGINAW POINT LN, KATY, TX 77449-5158 |
| Document Number | 0000392945 |
|---|---|
| Date | Oct 13, 2023 |
| Instrument | 2023-392945 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Harris County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,931.00 (+50.08%) | $322,904 (-9.89%) Land $56,676 Building $266,228 | $322,904 (-9.89%) Land $56,676 Building $266,228 |
| 2024 | $5,951.00 (+25.65%) | ||
| 2023 | $358,335 Land $56,676 Building $301,659 | $358,335 Land $56,676 Building $301,659 | |
| 2020 | $4,736.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 117 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 117 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 287 serves 6,864 people · EPA ID TX1013385 |
|---|---|
| Water Source | Purchased groundwater from HARRIS COUNTY MUD 71 |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Spectrum, Verizon.
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