2270 Sawmill Rd, Ferrum, VA 24088 Property Records

Franklin County property record for 2270 Sawmill Rd, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,232 sqft · built 2018
Lot Size	34.5 acres (1,503,343 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Feb 2015)
Tax Bill	$1,624 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`079 00-015 00`

Property Details

APN / Parcel Number

Primary APN	`079 00-015 00`
Alternative APN	`24717`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Finished Basement	308 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,503,343 sqft (34.5 acres)
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	144 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24717
Street Address	2270 SAWMILL RD
City	FERRUM
State	VA
Zip	24088-2892
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	RT 752-SAW MILL RD RT 748-TURNERS CREEK RD
Legal Subdivision	TURNERS CREEK
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1007
Census Tract	20600

Owner

2270 Sawmill Rd is owned and occupied by an individual who bought it in February 2015.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2270 SAWMILL RD, FERRUM, VA 24088-2892
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF BOTETOURT
Sep 21, 2021	Deed, Transfer
Oct 26, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK
Feb 21, 2018	Grant Deed, Transfer · Line of Credit AMERICAN NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2015 · Amount on File
Deed Sale	Feb 2, 2015 · Amount on File
Deed Document Number	2015693
Deed Book / Page	1058 / 237
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	2270 SAWMILL RD, FERRUM, VA 24088-2892
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011921890
Date	Nov 18, 2022
Book Page	1192/1890
Instrument	220008464

Lender

Name	BANK OF BOTETOURT
Type	Bank
Address	TROUTVILLE, VA 24175

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Sep 21, 2021
Property Address	2270 SAWMILL RD, FERRUM, VA 24088-2892
Document Number	0011702199
Book / Page	1170 / 2199
Map Reference	MB 1170 PG 2202
Instrument Date	Sep 21, 2021
Instrument	210008823
Transaction Type	Transfer
Record Updated	Oct 6, 2021

Transaction

Amount	Amount on Record
Tax	$7.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2270 SAWMILL RD, FERRUM, VA 24088-2892

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	2270 SAWMILL RD, FERRUM, VA 24088-2892
Document Number	0011141834
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011141834
Date	Oct 31, 2018
Book Page	001114/001834
Instrument	6714

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.88%

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN VA
Recording Date	Feb 21, 2018
Property Address	2270 SAWMILL RD, FERRUM, VA 24088-2892
Document Number	0011042682
Book / Page	001104 / 002682
Instrument Date	Feb 21, 2018
Instrument	1078
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3826 N CAMDEN LN CRESTWOOD KY 400149502, CRESTWOOD, KY 40014-9502

Mortgage

Document Number	11042685
Date	Feb 21, 2018
Book Page	001104/002685
Instrument	1079

Lender

Name	AMERICAN NAT'L BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2270 Sawmill Rd was $1,624.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,624.00	$377,700 Land $77,300 Building $300,400	$377,700 Land $77,300 Building $300,400
2023	$1,489.00	$244,200 (-) Land $70,300 Building $173,900	$244,200 (-) Land $70,300 Building $173,900
2022		$244,200 Land $70,300 Building $173,900	$244,200 Land $70,300 Building $173,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2270 Sawmill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2270 Sawmill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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