2270 Prestwick Dr, Germantown, TN 38139 Property Records

Shelby County property record for 2270 Prestwick Dr, Germantown, TN 38139

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,493 sqft · built 1984
Lot Size0.376 acres (16,379 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Nov 2010)
Tax Bill$3,080 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Jun 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APNG0-231U-E0-0089

Property Details

APN / Parcel Number

Primary APNG0-231U-E0-0089

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,493 sqft Living Area
Gross Area3,913 sqft
1st Floor Area1,351 sqft
Utility Area80 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleTraditional
Exterior MaterialCombination
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area16,379 sqft (0.376 acres)
Lot Dimensions157 ft deep x 103 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area640 sqft
PorchPorch
Porch Area315 sqft
Patio Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address2270 PRESTWICK DR
CityGERMANTOWN
StateTN
Zip38139-5433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionES PRESTWICK DR 115.595 S OF BONAVIS LN
Legal SubdivisionDUNTREATH SEC B-1
Legal Lot Number89
JurisdictionSHELBY TN
Township / Civil Division2
Census Block Group3
Census Block3004
Census Tract21357

Owner

2270 Prestwick Dr is owned and occupied by two individuals who acquired it in August 2012.

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2270 PRESTWICK DR, GERMANTOWN, TN 38139-5433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2024Deed of Trust, Mortgage · FHA Mortgage
RIVER CITY MORTGAGE LLC
Jun 14, 2023Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2010 · Amount on File
Deed SaleNov 18, 2010 · Amount on File
Prior SaleNov 12, 2003 · Amount on File
Deed Document Number2010120795
Last Transfer DateAug 16, 2012
Transfer Doc0000093921
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address2270 PRESTWICK DR, GERMANTOWN, TN 38139-5433
Transaction TypeMortgage
Record UpdatedFeb 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024012023
DateFeb 12, 2024
Instrument24012023
Lender
NameRIVER CITY MORTGAGE LLC
TypeMortgage Company
AddressCINCINNATI, OH 45242
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address2270 PRESTWICK DR, GERMANTOWN, TN 38139-5433
Transaction TypeMortgage
Record UpdatedJun 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023048868
DateJun 14, 2023
Instrument23048868
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount on Record
Term61 Months
DueJun 30, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 2270 Prestwick Dr was $3,080.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityGermantown City
Unified School DistrictGermantown Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,080.00$114,525 Land $26,500 Building $88,025$458,100 Land $106,000 Building $352,100
2023$97,825 Land $19,800 Building $78,025
2022$4,953.00
2021$391,300 Land $79,200 Building $312,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2270 Prestwick Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2270 Prestwick Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGERMANTOWN WATER DEPT
serves 37,738 people · EPA ID TN0000262
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb
Copper1.5 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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