Santa Rosa County property record for 2270 Paloma St, Navarre, FL 32566
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · 1,338 sqft · built 1972 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Apr 2022) |
| Tax Bill | $607 (2024) |
| Deeds & Mortgages | Jun 2023 Mortgage Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-0780-0WW00-0180 |
| Primary APN | 21-2S-26-0780-0WW00-0180 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,338 sqft Living Area |
| Gross Area | 2,284 sqft |
| 1st Floor Area | 1,338 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Metal |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,193 sqft (0.234 acres) |
| Lot Dimensions | 136 ft deep x 75 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 190 sqft |
| Patio Area | 756 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2270 PALOMA ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-1215 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | R2M |
| Legal Description | CRESCENT SHORES LOTS 123 & 124 BANDERA AN UNREC SUB DES AS: COM AT SW CORN OF LOT WW THN E ON 322.34 FT ON N R/W OF HWY 98 THN N 1925 FT TO POB & CONT 175 FT THN W 136 FT THN S 175 FT THN E 136 FT TO POB & LOTS 125 & 126 BANDERA AN UNREC SUB DES AS: |
| Legal Subdivision | CRESCENT SHORES |
| Legal Block | WW |
| Legal Lot Number | 18 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10827 |
2270 Paloma St, commercial vacant land, is owned by an individual who bought it in April 2022.
Source: Santa Rosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2166 CASTLE GROVE DR, NAVARRE, FL 32566-4165 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2023 | Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FUNDING |
| Dec 1, 2017 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2022 · Amount on File |
| Deed Sale | Apr 19, 2022 · Amount on File |
| Prior Sale | Apr 19, 2022 · Amount on File |
| Deed Document Number | 202223333 |
| Deed Book / Page | 4272 / 1694 |
| Prior Transfer Date | Apr 18, 2022 |
| Prior Transfer Doc | 0000023299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | PALOMA ST, NAVARRE, FL 32566 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 354 BLESSINGER DR, FORT WALTON BEACH, FL 32547-5051 |
| Document Number | 0044021410 |
|---|---|
| Date | Jun 6, 2023 |
| Book Page | 4402/1410 |
| Instrument | 202325036 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 1, 2017 |
| Property Address | 2270 PALOMA ST, NAVARRE, FL 32566-1215 |
| Document Number | 0036830117 |
| Book / Page | 003683 / 000117 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 49553 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $595.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2166 CASTLE GROVE DR NAVARRE FL 325664165, NAVARRE, FL 32566-4165 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $56,300 (+11.98%) Land $51,300 Building $5,000 | $56,300 (+11.98%) Land $51,300 Building $5,000 | |
| 2024 | $607.00 (+7.62%) | $50,275 (+9.29%) Land $47,025 Building $3,250 | $50,275 (+9.29%) Land $47,025 Building $3,250 |
| 2023 | $564.00 (+8.88%) | $46,000 (+10.25%) Land $42,750 Building $3,250 | $46,000 (+10.25%) Land $42,750 Building $3,250 |
| 2022 | $518.00 | $41,725 | $41,725 Land $38,475 Building $3,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2270 Paloma St in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 248 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 271 units insured incl. 23 condo units |
| Nearby Flood Claims | 31 (1995–2020) |
| Claims Outside the SFHA | 7 of 31 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2270 Paloma St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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