2270 E 21st St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2270 E 21st St, Chattanooga, TN 37404

Property Summary

Property Type	Commercial Vacant Land
Lot Size	1.61 acres (70,132 sqft)
Owner	Company Name on File
Last Sale	$1,675,000 (Oct 2021)
Tax Bill	$3,189 (2025)
Deeds & Mortgages	Nov 2025 Construction Loan Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`156G F 032.01`

Property Details

APN / Parcel Number

Primary APN	`156G F 032.01`

Exterior

Lot Area	70,132 sqft (1.61 acres)

Location & Zoning

Street Address	2270 E 21ST ST
City	CHATTANOOGA
State	TN
Zip	37404-5217
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	M1
Legal Description	LT 39 MILL TOWN 2020 PB 119 PG 38 REV PB 123 PG 164 REV PB 134 PG 54 OUT OF 156G F 032 FOR 2021
Legal Lot Number	39
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1024
Census Tract	2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2270 E 21st St, commercial vacant land, is owned by a company that acquired it in November 2025.

Source: Hamilton County records, as of January 2, 2026

Owner of Record	Company Name on File
Mailing Address	1900 E MAIN ST, CHATTANOOGA, TN 37404-5128
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Quit Claim Deed, Transfer · Construction Mortgage BUILTWELL BANK
Oct 27, 2021	Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2021 · Amount on File
Deed Sale	Oct 27, 2021 · Amount on File
Deed Document Number	202191
Deed Book / Page	12708 / 68
Last Transfer Date	Nov 21, 2025
Transfer Doc	0000000153
Record Updated	Sep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 25, 2025
Property Address	2270 E 21ST ST, CHATTANOOGA, TN 37404-5217
Document Number	0000000153
Book / Page	14118 / 373
Map Reference	MB 134 PG 54
Instrument Date	Nov 21, 2025
Instrument	2025112500153
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 E MAIN ST, CHATTANOOGA, TN 37404-5128

Mortgage

Document Number	0014118376
Date	Nov 25, 2025
Instrument	14118/376

Lender

Name	BUILTWELL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	61 Months
Due	Dec 5, 2030

Interest

Rate Type	Adjustable Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 27, 2021
Property Address	2270 E 21ST ST, CHATTANOOGA, TN 37404-5217
Document Number	0000000091
Book / Page	12708 / 68
Map Reference	MB 119 PG 38
Instrument Date	Oct 21, 2021
Instrument	2021102700091
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	TITLE GUARANTY, TITLE GUARANTY AND TRUST CO

Transaction

Amount	Amount on Record
Tax	$6,197.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1800 E MAIN ST, CHATTANOOGA, TN 37404-5040

Tax Assessment & Valuation

The 2025 property tax bill for 2270 E 21st St was $3,189, down 11.2% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,189.00 (-11.22%)	$210,400 (+31.04%)	$526,000 (+31.04%) Land $526,000
2024	$3,592.00	$160,560 (-)	$401,400 (-) Land $401,400
2023	$3,592.00	$160,560 (-)	$401,400 (-) Land $401,400
2022	$3,592.00	$160,560	$401,400 Land $401,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2270 E 21st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2270 E 21st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile, Verizon.

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