2270 Dolphin Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 2270 Dolphin Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,954 sqft · built 1980
Lot Size	0.265 acres (11,543 sqft)
Owner	2 Company Names on Record
Last Sale	$1,199,000 (Jun 2017)
Tax Bill	$17,918 (2025)
Deeds & Mortgages	Feb 2026 Transfer Feb 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`054-153-04`

Property Details

APN / Parcel Number

Primary APN	`054-153-04`
Alternative APN	`054-153-04-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	1,954 sqft Living Area
Gross Area	2,402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	11,543 sqft (0.265 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,837 sqft
Patio Area	1,837 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2270 DOLPHIN DR
City	APTOS
State	CA
Zip	95003-5853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	APTOS SEASCAPE UN 11 TR 563
Legal Lot Number	227
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2000
Census Tract	122203

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2270 DOLPHIN DR, APTOS, CA 95003-5853
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Intrafamily Transfer, Transfer
Feb 5, 2026	Intrafamily Transfer, Transfer
Jan 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECHNOLOGY CU
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage TECHNOLOGY CU
Feb 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 30, 2017	Grant Deed, Transfer · ARM TECHNOLOGY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Prior Sale	Apr 27, 2016 · Amount on Record
Deed Document Number	201721447
Last Transfer Date	Jan 22, 2019
Transfer Doc	0000004358
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 5, 2026
Property Address	2270 DOLPHIN DR, APTOS, CA 95003-5853
Document Number	0000002616
Map Reference	MB 56 PG 10
Instrument Date	Jan 27, 2026
Instrument	2026-0002616
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2270 DOLPHIN DR, APTOS, CA 95003-5853

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 5, 2026
Property Address	2270 DOLPHIN DR, APTOS, CA 95003-5853
Document Number	0000002617
Map Reference	MB 56 PG 10
Instrument Date	Jan 27, 2026
Instrument	2026-0002617
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2270 DOLPHIN DR, APTOS, CA 95003-5853

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	2270 DOLPHIN DR, APTOS, CA 95003-5853
Transaction Type	Mortgage
Record Updated	Feb 22, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2270 DOLPHIN DRIVE, SAN JOSE, CA 95131

Mortgage

Document Number	0000001556
Date	Jan 30, 2023
Instrument	2023-0001556

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 20, 2048

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	2270 DOLPHIN DR, APTOS, CA 95003-5853
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2270 DOLPHIN DR, APTOS, CA 95003-5853

Mortgage

Document Number	0000011031
Date	Feb 23, 2021
Instrument	2021-0011031

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 20, 2019
Property Address	2270 DOLPHIN DR, APTOS, CA 95003-5853
Document Number	0000004358
Instrument Date	Jan 22, 2018
Instrument	4358
Transaction Type	Transfer
Record Updated	Mar 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2270 DOLPHIN DR APTOS CA 950035853, APTOS, CA 95003-5853

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 30, 2017
Property Address	2270 DOLPHIN DR, APTOS, CA 95003-5853
Document Number	0000021447
Map Reference	MAP56 PG10
Instrument Date	Jun 22, 2017
Instrument	2017-0021447
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2270 DOLPHIN DR, APTOS, CA 95003-5853

Mortgage

Document Number	0000021448
Date	Jun 30, 2017
Instrument	2017-0021448

Lender

Name	TECHNOLOGY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,419,373 (+2%) Land $993,561 Building $425,812
2025	$17,918.00 (+13.49%) Homeowner's exemption	$1,391,543 (+4.04%) Land $974,080 Building $417,463
2023	$15,788.00 (+2.06%) Homeowner's exemption	$1,337,507 Land $936,255 Building $401,252	$1,375,020
2022	$15,469.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Cruzio, Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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