2270 Birch St, White Bear Lake (Saint Paul), MN 55110 Property Records

Ramsey County property record for 2270 Birch St, White Bear Lake, MN 55110

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,056 sqft · built 1959
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$195,500 (Jul 2010)
Tax Bill	$4,030 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-30-22-23-0029`

Property Details

APN / Parcel Number

Primary APN	`25-30-22-23-0029`
Alternative APNs	`8486816` `543009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	105 ft deep x 100 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	543009
Street Address	2270 BIRCH ST
City	SAINT PAUL
State	MN
Zip	55110-4417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEAIRES NO. 4 LOT 12 BLK 12
Legal Range	22
Legal Township	30
Legal Section	25
Legal Subdivision	LAKEAIRES NO. 4
Legal Block	12
Legal Lot Number	12
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR LAKE
Census Block Group	2
Census Block	2014
Census Tract	40302

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2270 BIRCH ST, SAINT PAUL, MN 55110-4417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Mar 12, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2010 · Amount on Record
Deed Sale	Jul 9, 2010 · Amount on Record
Deed Document Number	2010384797
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2270 BIRCH ST, WHITE BEAR LAKE, MN 55110-4417
Transaction Type	Mortgage
Record Updated	Jan 4, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2270 BIRCH ST, WHITE BEAR LAKE, MN 55110-4417

Mortgage

Document Number	0A04926129
Date	Dec 27, 2021
Instrument	A04926129

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2270 BIRCH ST, WHITE BEAR LAKE, MN 55110-4417
Document Number	0004809307
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2270 BIRCH ST WHITE BEAR LAKE MN 551104417, WHITE BEAR LAKE, MN 55110-4417

Mortgage

Document Number	0004809307
Date	May 4, 2020
Instrument	4809307

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 3, 2045

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	White Bear Lake City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,200 (+0.95%) Land $84,300 Building $255,900	$340,200 (+0.95%) Land $84,300 Building $255,900
2025	$4,030.00 (+6.44%) Homeowner's exemption	$337,000 (+13.97%) Land $84,300 Building $252,700	$337,000 (+13.97%) Land $84,300 Building $252,700
2023	$3,786.00 Homeowner's exemption	$295,700 Land $84,300 Building $211,400	$295,700 Land $84,300 Building $211,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Bear Lake serves 25,634 people · EPA ID MN1620024
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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