St. Johns County property record for 227 Wisteria Rd, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,415 sqft · built 2003 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $233,500 (May 2018) |
| Tax Bill | $2,959 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 238620-4222 |
| Primary APN | 238620-4222 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,415 sqft Living Area |
| Gross Area | 2,095 sqft |
| 1st Floor Area | 1,415 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 278 sqft |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 227 WISTERIA RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-6731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 8-51 ST AUG SOUTH UT 15 LOTS 4222 & 4223 OR4551/1896 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 47 |
| Legal Subdivision | ST. AUGUSTINE SOUTH UNIT 15 |
| Legal Block | 15 |
| Legal Lot Number | 4222& |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21302 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 227 WISTERIA RD, SAINT AUGUSTINE, FL 32086-6731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage POLICE & FIRE FCU |
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage POLICE & FIRE FCU |
| May 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2018 · Amount on Record |
| Deed Sale | May 24, 2018 · Amount on Record |
| Prior Sale | Jul 3, 2008 · Amount on Record |
| Deed Document Number | 201835851 |
| Deed Book / Page | 4551 / 1896 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 227 WISTERIA RD, SAINT AUGUSTINE, FL 32086-6731 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 227 WISTERIA RD, SAINT AUGUSTINE, FL 32086-6731 |
| Document Number | 0058361765 |
|---|---|
| Date | Oct 5, 2023 |
| Book Page | 5836/1765 |
| Instrument | 2023078760 |
| Name | POLICE & FIRE FCU |
|---|---|
| Type | Credit Union |
| Address | BENSALEM, PA 19020 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 227 WISTERIA RD, SAINT AUGUSTINE, FL 32086-6731 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 227 WISTERIA RD, SAINT AUGUSTINE, FL 32086-6731 |
| Document Number | 0054101455 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 5410/1455 |
| Instrument | 2021119571 |
| Name | POLICE & FIRE FCU |
|---|---|
| Type | Credit Union |
| Address | BENSALEM, PA 19020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 24, 2018 |
| Property Address | 227 WISTERIA RD, SAINT AUGUSTINE, FL 32086-6731 |
| Document Number | 0045511896 |
| Book / Page | 4551 / 1896 |
| Map Reference | MB8 PG51 |
| Instrument Date | May 24, 2018 |
| Instrument | 2018035851 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ACTION TITLE SVCS OF ST JOHN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1002 WOODLAND RD, 1002, CAIRO, GA 39827-5510 |
| Name | Verified Name |
|---|---|
| Address | 21 RICE ST, MIDDLEBORO, MA 02346-2226 |
| Document Number | 2018035852 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 2018035852 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $238,248 (+2.7%) | $306,349 (-0.36%) Land $104,880 Building $201,469 | |
| 2025 | $2,959.00 (+13.42%) Homeowner's exemption | $231,984 (+2.9%) | $307,468 (+2.11%) Land $107,040 Building $200,428 |
| 2024 | $2,609.00 (+2.11%) Homeowner's exemption | $225,446 (+3%) | $301,123 (-2.31%) Land $107,040 Building $194,083 |
| 2023 | $2,555.00 (+3.27%) Homeowner's exemption | $218,880 (+3%) | $308,248 (+5.11%) Land $107,040 Building $201,208 |
| 2022 | $2,474.00 Homeowner's exemption | $212,505 | $293,251 Land $71,680 Building $221,571 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 8 (1992–2016) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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