Ramsey County property record for 227 Winifred St E, Saint Paul, MN 55107
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 4 ba · 2,592 sqft · built 1908 |
| Lot Size | 0.176 acres (7,686 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $115,900 (Feb 2009) |
| Tax Bill | $4,650 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Aug 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-28-22-12-0114 |
| Primary APN | 08-28-22-12-0114 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Units | 5 Units |
| Stories | 2 Stories |
| Building Area | 2,592 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Bi-Level |
| Exterior Material | Stucco |
| Lot Area | 7,686 sqft (0.176 acres) |
| Lot Dimensions | 126 ft deep x 61 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 399455 |
|---|---|
| Street Address | 227 WINIFRED ST E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55107-2576 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | PROSPECT PLATEAU,BLOCK 6 7 8 9 EX NWLY 39 FT; LOT 7 BLK 1 PROSPECT ...OF LOT 9 AND ALL OF LOT 10 BLK 7 |
| Legal Range | 22 |
| Legal Township | 28 |
| Legal Section | 08 |
| Legal Subdivision | PROSPECT PLATEAU,BLOCK 6 7 8 9 |
| Legal Block | 6,1 |
| Legal Lot Number | 7,9 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 36100 |
227 Winifred St E, a duplex, is owner-occupied and held in a trust since February 2009.
Source: Ramsey County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 227 WINIFRED ST E, SAINT PAUL, MN 55107-2576 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 8, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 17, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2009 · Amount on File |
| Deed Sale | Feb 6, 2009 · Amount on File |
| Deed Document Number | 2009373126 |
| Prior Transfer Date | Dec 30, 2008 |
| Prior Transfer Doc | 0000373126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 8, 2026 |
| Property Address | 227 WINIFRED ST E, SAINT PAUL, MN 55107-2576 |
| Document Number | 0005120126 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 20265120126 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $171.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 227 WINIFRED ST E, SAINT PAUL, MN 55107-2576 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 17, 2026 |
| Property Address | 227 WINIFRED ST E, SAINT PAUL, MN 55107-2576 |
| Document Number | 0005117525 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 20265117525 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 227 WINIFRED ST E, SAINT PAUL, MN 55107-2576 |
| Investor | Possibly a Property Investor |
| Document Number | 0005117525, |
|---|---|
| Date | Aug 17, 2026 |
| Instrument | 20265117525 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 227 WINIFRED ST E, SAINT PAUL, MN 55107-2576 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Title Company | FIRST FINANCIAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0A04890343 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | A04890343 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 227 Winifred St E was $4,650.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $290,500 Land $32,100 Building $258,400 | $290,500 Land $32,100 Building $258,400 | |
| 2025 | $4,650.00 | ||
| 2023 | $3,188.00 Homeowner's exemption | $250,600 Land $24,800 Building $225,800 | $250,600 Land $24,800 Building $225,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 227 Winifred St E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 227 Winifred St E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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