227 Windjammer Rd, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 227 Windjammer Rd, Ocean Pines, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,510 sqft · built 1985
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Jun 2018)
Tax Bill	$3,198 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`03-058867`

Property Details

APN / Parcel Number

Primary APN	`03-058867`
Alternative APN	`058867`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,510 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	280 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	058867
Street Address	227 WINDJAMMER RD
City	BERLIN
State	MD
Zip	21811-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT G-06-083 9000 SQ FT WINDJAMMER RD PL OCEAN PINES SEC SIX
Legal Subdivision	OCEAN PINES
Legal Lot Number	83
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	3
Census Block	3000
Census Tract	950600

Owner

227 Windjammer Rd is owned and occupied by an individual who bought it in June 2018.

Source: Worcester County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	227 WINDJAMMER RD, BERLIN, MD 21811-1831
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 10, 2022	Deed of Trust, Mortgage · VA Mortgage LENDING 3 INC
May 19, 2023	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jan 7, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Dec 18, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Mar 6, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Jun 22, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2018 · Amount on File
Deed Sale	Jun 22, 2018 · Amount on File
Prior Sale	Oct 4, 1996 · Amount on File
Deed Book / Page	7236 / 311
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	227 WINDJAMMER RD, OCEAN PINES, MD 21811-1831
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 WINDJAMMER RD, BERLIN, MD 21811-1831

Mortgage

Document Number	0090210284
Date	Oct 9, 2025
Book Page	9021/284

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	227 WINDJAMMER RD, OCEAN PINES, MD 21811-1831
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 WINDJAMMER RD, BERLIN, MD 21811-1831

Mortgage

Document Number	0083080087
Date	Feb 10, 2022
Book Page	8308/87

Lender

Name	LENDING 3 INC
Type	Non-Lending Institution
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	227 WINDJAMMER RD, OCEAN PINES, MD 21811-1831
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 WINDJAMMER RD, BERLIN, MD 21811-1831

Mortgage

Document Number	0085760167
Date	May 19, 2023
Book Page	8576/167

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	22618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	227 WINDJAMMER RD, BERLIN, MD 21811-1831
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078930487
Date	Jan 7, 2021
Book Page	7893/487

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	NANTICOKE, MD 21840

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	227 WINDJAMMER RD, BERLIN, MD 21811-1831
Document Number	0075840463
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	227 WINDJAMMER RD BERLIN MD 218111831, BERLIN, MD 21811-1831

Mortgage

Document Number	0075840463
Date	Jan 30, 2020
Book Page	007584/000463

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	227 WINDJAMMER RD, BERLIN, MD 21811-1831
Document Number	0073790451
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 WINDJAMMER RD BERLIN MD 218111831, BERLIN, MD 21811-1831

Mortgage

Document Number	0073790451
Date	Mar 15, 2019
Book Page	007379/000451

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Jun 22, 2018
Property Address	227 WINDJAMMER RD, BERLIN, MD 21811-1831
Document Number	0072360311
Book / Page	007236 / 000311
Instrument Date	Jun 15, 2018
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 WINDJAMMER RD OCEAN PINES MD 218111831, OCEAN PINES, MD 21811-1831

Mortgage

Document Number	72360318
Date	Jun 22, 2018
Book Page	007236/000318

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 227 Windjammer Rd was $3,198, up 9.8% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,198.00 (+9.78%)	$346,467	$377,300 Land $103,000 Building $274,300
2025	$2,913.00
2023	$2,575.00	$269,133	$284,800 Land $83,000 Building $201,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 Windjammer Rd in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 193 individual policies
Nearby Flood Policies	213 units insured incl. 20 condo units
Nearby Flood Claims	36 (1984–2019)
Claims Outside the SFHA	14 of 36
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Windjammer Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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