Carroll County property record for 227 Wilson Ave, Chadwick, IL 61014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,416 sqft · built 1908 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,286 (2025) |
| Deeds & Mortgages | Mar 2009 Mortgage Aug 2007 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-14-02-203-001 |
| Primary APN | 03-14-02-203-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,498 sqft (0.241 acres) |
| Garage Type | Detached |
| Garage Area | 1,020 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 159 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 227 WILSON AVE |
|---|---|
| City | CHADWICK |
| State | IL |
| Zip | 61014-9449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 1/2 LOT 2 & LOT 1 BLK 1 KING & JUDD A. 03-000-700-00 |
| Legal Subdivision | KINGERY & JUDDS ADD |
| Legal Block | 1 |
| Legal Lot Number | 2-1 |
| Jurisdiction | CARROLL IL |
| Township / Civil Division | FAIRHAVEN |
| Census Block Group | 1 |
| Census Block | 1092 |
| Census Tract | 960500 |
Source: Carroll County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2009 | Deed of Trust, Mortgage · FHA Mortgage THE NATIONAL BANK |
| Aug 24, 2007 | Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK AREA CU |
| Nov 13, 2009 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Sep 7, 2005 | Warranty Deed, Transfer · Stand-Alone Second Mortgage FIRST FRANKLIN FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IL |
| Property Address | 227 WILSON AVE, CHADWICK, IL 61014-9449 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000969/385 |
|---|---|
| Date | Mar 4, 2009 |
| Book Page | 969/385 |
| Instrument | 2009-0696 |
| Name | THE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | DAVENPORT, IA 52807 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IL |
| Property Address | 227 WILSON AVE, CHADWICK, IL 61014-9449 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000905/216 |
|---|---|
| Date | Aug 24, 2007 |
| Book Page | 905/216 |
| Instrument | 2007-2718 |
| Name | BLACKHAWK AREA CU |
|---|---|
| Address | SAVANNA, IL 61074 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL IL |
| Recording Date | Nov 13, 2009 |
| Property Address | 227 WILSON AVE, CHADWICK, IL 61014-9449 |
| Document Number | 0020093596 |
| Instrument Date | Nov 10, 2009 |
| Instrument | 2009-3596 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 227 WILSON AVE, HANOVER, IL 61041 |
| Document Number | 0020093597 |
|---|---|
| Date | Nov 13, 2009 |
| Instrument | 2009-3597 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Nov 13, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL IL |
| Recording Date | Sep 7, 2005 |
| Property Address | 227 WILSON AVE, CHADWICK, IL 61014-9449 |
| Document Number | 000810/174 |
| Book / Page | 810 / 174 |
| Instrument Date | Sep 7, 2005 |
| Instrument | 488245 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 227 WILSON AVE, CHADWICK, IL 61014-9449 |
| Document Number | 0000488247 |
|---|---|
| Date | Sep 7, 2005 |
| Instrument | 488247 |
| Name | FIRST FRANKLIN FINANCIAL CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2025 |
| Document Number | 000810/176 |
|---|---|
| Date | Sep 7, 2005 |
| Book Page | 810/176 |
| Instrument | 488246 |
| Name | FIRST FRANKLIN FINANCIAL CORP |
|---|---|
| Type | Subprime Lender |
| Address | SAN JOSE, CA 95131 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.62% |
| Type Change Date | Oct 1, 2007 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.62% |
| Max Rate At Change | 10.6% |
| Index | 6-Month LIBOR |
| Max Rate | 13.6% |
Source: Carroll County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Carroll County |
| County Subdivision | Fairhaven Township |
| Municipality | Chadwick Village |
| Unified School District | Chadwick-Milledgeville Community Unit School District 399 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,286.00 (+1.11%) | $28,037 (-) Land $1,836 Building $26,201 | $84,120 (-) Land $5,509 Building $78,611 |
| 2024 | $2,261.00 | $28,037 Land $1,836 Building $26,201 | $84,120 Land $5,509 Building $78,611 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHADWICK serves 523 people · EPA ID IL0150050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Jo-Carroll Energy Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| JCWIFI.com Fixed Wireless | 200 / 200 |
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