Monroe County property record for 227 Willow Rdg, Valmeyer, IL 62295 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,188 sqft · built 2003 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Dec 2023) |
| Tax Bill | $3,284 (2024) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-35-433-317-000 |
| Primary APN | 06-35-433-317-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Basement Area | 1,188 sqft |
| Unfinished Basement | 1,188 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Frame |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 540 sqft |
| Patio Area | 104 sqft |
| Shed | 1 Shed |
| Shed Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 227 WILLOW RDG |
|---|---|
| City | VALMEYER |
| State | IL |
| Zip | 62295-3213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 317 NEW VALMEYER PHASE 5 |
| Legal Range | 11W |
| Legal Township | 02S |
| Legal Section | 35 |
| Legal Subdivision | NEW VALMEYER PH 05 |
| Legal Lot Number | 317 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 20 |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 600402 |
Source: Monroe County records · APN 06-35-433-317-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2949 W MELBOURNE ST, SPRINGFIELD, MO 65810-2043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK |
| Apr 01, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 18, 2023 · Amount on Record |
| Deed Sale | Dec 18, 2023 · Amount on Record |
| Prior Sale | Apr 01, 2019 · Amount on Record |
| Deed Document Number | 2023431520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Dec 18, 2023 |
| Property Address | 227 WILLOW RDG, VALMEYER, IL 62295-3213 |
| Document Number | 0000431520 |
| Map Reference | DOC 194648 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 431520 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 227 WILLOW RDG, VALMEYER, IL 62295-3213 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 227 WILLOW RDG, VALMEYER, IL 62295-3213 |
| Document Number | 0000431521 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 431521 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 227 WILLOW RDG, VALMEYER, IL 62295-3213 |
| Document Number | 0000411352 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2020 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Name | Verified Name |
|---|---|
| Address | 227 WILLOW RDG VALMEYER IL 622953213, VALMEYER, IL 62295-3213 |
| Document Number | 0000411352 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 411352 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 28, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 01, 2019 |
| Property Address | 227 WILLOW RDG, VALMEYER, IL 62295-3213 |
| Document Number | 0000400651 |
| Map Reference | DOC 194648 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 400651 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 227 WILLOW RDG, VALMEYER, IL 62295-3213 |
| Document Number | 0000400652 |
|---|---|
| Date | Apr 01, 2019 |
| Instrument | 400652 |
| Name | WELLS FARGO BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Valmeyer Village |
| Unified School District | Valmeyer Community Unit School District 3 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $63,080 (+37.04%) Land $8,920 Building $54,160 | $189,240 (+37.04%) Land $26,760 Building $162,480 | |
| 2024 | $3,284.00 | ||
| 2022 | Additional exemption filed | $46,030 Land $8,920 Building $37,110 | $138,090 Land $26,760 Building $111,330 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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