227 Willard Rd, Shinnston, WV 26431 Property Records

Harrison County property record for 227 Willard Rd, Shinnston, WV 26431

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,456 sqft · built 2015
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$101,000 (Jun 2023)
Tax Bill	$594 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`05-912-0069.0001`

Property Details

APN / Parcel Number

Primary APN	`05-912-0069.0001`
Alternative APNs	`17-05-912-0069.0001` `06242835`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	2,912 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	23,087 sqft (0.53 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	06242835
Street Address	227 WILLARD RD
City	SHINNSTON
State	WV
Zip	26431-7475
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1 LOT PT 11 WILLARD
Legal Subdivision	FAIRMONT & BALTIMORE COAL & COKE CO
Jurisdiction	HARRISON WV
Township / Civil Division	NORTHERN
Census Block Group	1
Census Block	1035
Census Tract	32000

Owner

227 Willard Rd, a mobile home, is owned and occupied by two individuals who bought it in June 2023.

Source: Harrison County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	227 WILLARD RD, SHINNSTON, WV 26431-7475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRMONT FCU
Dec 9, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2023 · Amount on File
Deed Sale	Jun 21, 2023 · Amount on File
Prior Sale	Jul 3, 2008 · Amount on File
Deed Document Number	202314023
Deed Book / Page	1756 / 691
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRISON WV
Recording Date	Jun 21, 2023
Property Address	227 WILLARD RD, SHINNSTON, WV 26431-7475
Document Number	001756/691
Book / Page	1756 / 691
Map Reference	DB 1705 PG 177
Instrument Date	Jun 20, 2023
Instrument	202300014023
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202300014024
Date	Jun 21, 2023
Instrument	202300014024

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON WV
Property Address	227 WILLARD RD, ENTERPRISE, WV 26568
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01446/1268
Date	Apr 5, 2021
Book Page	1446/1268
Instrument	202100005916

Lender

Name	FAIRMONT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	4.75%
Index	5-Year CMT
Margin	2

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARRISON WV
Recording Date	Dec 9, 2020
Property Address	227 WILLARD RD, ENTERPRISE, WV 26568
Document Number	0000024639
Book / Page	001705 / 000177
Instrument Date	Dec 2, 2020
Instrument	24639
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	ROUTE 12-4 ENTERPRISE WV 26568, ENTERPRISE, WV 26568

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$594.00 (-4.04%)	$52,560 (-1.13%) Land $7,500 Building $45,060	$87,600 (-1.13%) Land $12,500 Building $75,100
2025	$619.00 (-40.48%)	$53,160 (+18.93%) Land $7,500 Building $45,660	$88,600 (+18.93%) Land $12,500 Building $76,100
2023	$1,040.00 (-1.79%)	$44,700 (-0.53%) Land $7,500 Building $37,200	$74,500 (-0.53%) Land $12,500 Building $62,000
2022	$1,059.00	$44,940 Land $7,500 Building $37,440	$74,900 Land $12,500 Building $62,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 227 Willard Rd in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 10, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, Flooding, Mudslides, And

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Willard Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	500 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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