Burnet County property record for 227 Western Ave, Bertram, TX 78605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,452 sqft · built 2020 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $247,800 (May 2022) |
| Tax Bill | $4,451 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04549-0001-00007-000 |
| Primary APN | 04549-0001-00007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,452 sqft Living Area |
| 1st Floor Area | 770 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Porch | Porch |
| Porch Area | 320 sqft |
| Street Address | 227 WESTERN AVE |
|---|---|
| City | BERTRAM |
| State | TX |
| Zip | 78605-4887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S4549 FLORES PARK LOT 7 BLK 1 .17 |
| Legal Subdivision | FLORES PARK |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | BURNET TX |
| Township / Civil Division | BERTRAM |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 960101 |
Source: Burnet County records · APN 04549-0001-00007-000
Assessment roll updated May 26, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 227 WESTERN AVE, BERTRAM, TX 78605-4887 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 08, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Apr 24, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Aug 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 26, 2022 | Vendor's Lien, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 2022 · Amount on Record |
| Deed Sale | May 26, 2022 · Amount on Record |
| Deed Document Number | 20228163 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURNET TX |
| Recording Date | May 08, 2026 |
| Property Address | 227 WESTERN AVE, BERTRAM, TX 78605-4887 |
| Document Number | 0000004936 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20264936 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 227 WESTERN AVE, BERTRAM, TX 78605-4887 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004936, |
|---|---|
| Date | May 08, 2026 |
| Instrument | 20264936 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jun 01, 2052 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURNET TX |
| Property Address | 227 WESTERN AVE, BERTRAM, TX 78605-4887 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 227 WESTERN AVE, BERTRAM, TX 78605-4887 |
| Document Number | 0202403950 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 202403950 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURNET TX |
| Property Address | 227 WESTERN AVE, BERTRAM, TX 78605-4887 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 227 WESTERN AVE, BERTRAM, TX 78605-4887 |
| Document Number | 0202308437 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 202308437 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Jun 01, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BURNET TX |
| Recording Date | May 26, 2022 |
| Property Address | 227 WESTERN AVE, BERTRAM, TX 78605-4887 |
| Document Number | 0202208163 |
| Map Reference | DOC 202105104 |
| Instrument Date | May 25, 2022 |
| Instrument | 202208163 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 227 WESTERN AVE, BERTRAM, TX 78605-4887 |
| Document Number | 0202208164 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 202208164 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
Source: Burnet County records · Assessment roll updated May 26, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Burnet County |
| Municipality | Bertram City |
| Unified School District | Burnet Consolidated Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,451.00 (-12.43%) Homeowner's exemption | $324,024 (-8.57%) Land $46,653 Building $277,371 | $324,024 (-8.57%) Land $46,653 Building $277,371 |
| 2024 | $5,083.00 (-6.96%) | ||
| 2023 | $5,463.00 | $354,393 Land $45,542 Building $308,851 | $354,393 Land $45,542 Building $308,851 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 61% of the US · above 45% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Heritage Broadband Fixed Wireless | 1,000 / 100 |
| JAB Wireless Fixed Wireless | 500 / 100 |
| Electronic Corporate Pages Fixed Wireless | 200 / 40 |
May also be available: Frontier, SOS Communications.
Based on FCC filings for 85 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BERTRAM serves 3,636 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures