Anne Arundel County property record for 227 West St, Annapolis, MD 21401
| Property Type | Condominium |
|---|---|
| Details | 3 ba · 2,080 sqft · built 2013 |
| Lot Size | 0.026 acres (1,133 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $982,500 (Jun 2025) |
| Tax Bill | $10,341 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-972-90236011 |
| Primary APN | 06-972-90236011 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 4 Stories |
| Building Area | 2,080 sqft Living Area |
| Gross Area | 2,384 sqft |
| 1st Floor Area | 368 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,133 sqft (0.026 acres) |
| Garage Type | Attached |
| Garage Area | 304 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 97290236011 |
|---|---|
| Street Address | 227 WEST ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-3761 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | MX |
| Legal Description | UNIT 9 WEST STREET LAND CONDO |
| Legal Subdivision | WEST STREET LAND CONDO |
| Legal Block | 3 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 706500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Colonial Annapolis Historic District (Boundary Increase) listed 1984 · 1,197 contributing resources · NRIS 84003875 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 227 WEST ST, ANNAPOLIS, MD 21401-3761 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Aug 14, 2020 | Grant Deed, Transfer · Conventional Mortgage PRESIDENTIAL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2025 · Amount on File |
| Deed Sale | Jun 9, 2025 · Amount on File |
| Prior Sale | Aug 14, 2020 · Amount on File |
| Deed Book / Page | 41385 / 304 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 227 WEST ST, ANNAPOLIS, MD 21401-3761 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 227 WEST ST 9, 9, ANNAPOLIS, MD 21401-3761 |
| Document Number | 0382410438 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 38241/438 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 14, 2020 |
| Property Address | 227 WEST ST, ANNAPOLIS, MD 21401-3761 |
| Document Number | 0350490316 |
| Book / Page | 035049 / 000316 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2020 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $710.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 227 WEST ST ANNAPOLIS MD 214013761, ANNAPOLIS, MD 21401-3761 |
| Document Number | 350490317 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 035049/000317 |
| Name | PRESIDENTIAL BK |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 13, 2050 |
| Document Number | 350490338, |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 035049/000338 |
| Name | PRESIDENTIAL BK |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 13, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $764,000 (+19.92%) Land $400,000 Building $364,000 | $764,000 (+19.92%) Land $400,000 Building $364,000 | |
| 2025 | $10,341.00 (+13.04%) | ||
| 2023 | $9,148.00 Homeowner's exemption | $637,100 Land $400,000 Building $237,100 | $637,100 Land $400,000 Building $237,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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