227 Walnut St, Pacific Grove, CA 93950 Property Records

Monterey County property record for 227 Walnut St, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,247 sqft · built 1920
Lot Size	0.067 acres (2,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Jun 2017)
Tax Bill	$9,614 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006-345-011-000`

Property Details

APN / Parcel Number

Primary APN	`006-345-011-000`
Alternative APN	`006-345-011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,247 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,900 sqft (0.067 acres)
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	006-345-011
Street Address	227 WALNUT ST
City	PACIFIC GROVE
State	CA
Zip	93950-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PACIFIC GROVE ADD 3 SLY 18 FT OF LOT 27 ALL OF LOT 29 BLK 71
Legal Subdivision	PACIFIC GROVE ADD 3
Legal Block	71
Legal Lot Number	27,29
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1002
Census Tract	12302

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	225 THE CROSSROADS BLVD, CARMEL, CA 93923-8674
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · Line of Credit MONTEREY CU
Jan 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 27, 2017	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2017 · Amount on Record
Deed Sale	Jun 27, 2017 · Amount on Record
Prior Sale	Oct 25, 1996 · Amount on Record
Deed Document Number	201734122
Prior Transfer Date	Oct 4, 2012
Prior Transfer Doc	0000062218
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	227 WALNUT ST, PACIFIC GROVE, CA 93950-3117
Transaction Type	Mortgage
Record Updated	Jul 26, 2023
Title Company	CHICAGO TITLE SALINAS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 WALNUT ST, PACIFIC GROVE, CA 93950-3117

Mortgage

Document Number	0000021483
Date	Jul 14, 2023
Instrument	2023021483

Lender

Name	MONTEREY CU
Type	Credit Union
Address	MONTEREY, CA 93942

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	227 WALNUT ST, PACIFIC GROVE, CA 93950-3117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TSI TITLE CO OF CA ER SPL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000846
Date	Jan 6, 2017
Instrument	2017000846

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	227 WALNUT ST, PACIFIC GROVE, CA 93950-3117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018180
Date	Apr 13, 2020
Instrument	2020018180

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 27, 2017
Property Address	227 WALNUT ST, PACIFIC GROVE, CA 93950-3117
Document Number	0000034122
Map Reference	MAP1 PG10
Instrument Date	Jun 18, 2017
Instrument	2017034122
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	225 THE CROSSROADS BLVD # 172, 172, CARMEL, CA 93923-8674

Mortgage

Document Number	0000034123
Date	Jun 27, 2017
Instrument	2017034123

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$769,463 (+2%) Land $591,897 Building $177,566
2025	$9,614.00 (+19.82%)	$754,377 (+4.04%) Land $580,292 Building $174,085
2023	$8,024.00 (+2.06%)	$725,085 Land $557,759 Building $167,326
2022	$7,862.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1986)
Most Recent Claim	Feb 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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