227 Walker St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 227 Walker St, Lowell, MA 01851

Property Summary

Property Type	Duplex
Details	9 bd · 2 ba · 3,177 sqft · built 1900
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Aug 1998)
Tax Bill	$7,951 (2026)
Deeds & Mortgages	Sep 2021 Refinance Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D05690`

Property Details

APN / Parcel Number

Primary APN	`D05690`
Alternative APNs	`LOWE M:102 B:6085 L:227` `M:000102 T:D05690`

Interior

Bedrooms	9 Beds
Full Baths	2 Baths
Total Rooms	15 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,177 sqft Living Area
Gross Area	5,140 sqft
1st Floor Area	1,390 sqft
Basement Area	1,363 sqft
Unfinished Basement	1,363 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	D05690
Street Address	227 WALKER ST
City	LOWELL
State	MA
Zip	01851-1325
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	6085
Legal Lot Number	227
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1001
Census Tract	311300

Owner

227 Walker St, a duplex, is owned and occupied by two individuals who bought it in August 1998.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	227 WALKER ST, LOWELL, MA 01851-1325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA
Jun 22, 2018	Deed of Trust, Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 1998 · Amount on File
Deed Sale	Aug 31, 1998 · Amount on File
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	227 WALKER ST, LOWELL, MA 01851-1325
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36315-37
Date	Sep 29, 2021
Book Page	36315/37
Instrument	56959

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	227 WALKER ST, LOWELL, MA 01851-1325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32180-108
Date	Jun 22, 2018
Book Page	32180/108
Instrument	26063

Lender

Name	SANTANDER BANK NA

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 227 Walker St was $7,951, up 4.4% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,951.00 (+4.36%)	$700,500 (+5.54%) Land $162,000 Building $538,500	$727,254
2025	$7,619.00 (+8.53%)	$663,700 (+12.61%) Land $151,400 Building $512,300
2024	$7,020.00 (+7.45%)	$589,400 (+12.05%) Land $136,200 Building $453,200
2023	$6,533.00	$526,000 Land $118,400 Building $407,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 227 Walker St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 227 Walker St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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