227 Wadley Rd, Romance, AR 72136 Property Records

White County property record for 227 Wadley Rd, Romance, AR 72136

Property Summary

Property Type	Rural Home
Details	built 1999
Lot Size	10.7 acres (466,528 sqft)
Owner	Individual Name on Record
Last Sale	$88,000 (Oct 2018)
Tax Bill	$178 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-15246-012`

Property Details

APN / Parcel Number

Primary APN	`001-15246-012`
Alternative APN	`23815`

Interior

Stories	1 Story

Exterior

Year Built	Built 1999
Lot Area	466,528 sqft (10.7 acres)
Deck Area	240 sqft
Patio Area	240 sqft

Location & Zoning

Street Address	227 WADLEY RD
City	ROMANCE
State	AR
Zip	72136-7118
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S 904.35' N 1324.35' E 420.03' E 1/2 SE & N 420' E 420' NE SE LS N 238.40' W 370' THF
Legal Subdivision	RURAL METES & BOUNDS
Jurisdiction	WHITE AR
Township / Civil Division	MARSHALL
Census Block Group	1
Census Block	1039
Census Tract	70300

Owner

Source: White County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	227 WADLEY RD, ROMANCE, AR 72136-7118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Oct 14, 2019	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Oct 10, 2018	Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2018 · Amount on Record
Deed Sale	Oct 10, 2018 · Amount on Record
Deed Document Number	201816120*
Deed Book / Page	2018 / 16120*
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	227 WADLEY RD, ROMANCE, AR 72136-7118
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2021/20914
Date	Jul 1, 2021
Book Page	MTG 2021/20914

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	227 WADLEY RD, ROMANCE, AR 72136-7118
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2019/20031
Date	Oct 14, 2019
Book Page	MTG 2019/20031

Lender

Name	LOW VA RATES LLC
Type	Non-Lending Institution
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Oct 10, 2018
Property Address	227 WADLEY RD, ROMANCE, AR 72136-7118
Document Number	DEED2018/16120
Book / Page	DEED 2018 / 16120
Instrument Date	Oct 9, 2018
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 FOSTER RD, 123, ROMANCE, AR 72136-7070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 WADLEY RD, ROMANCE, AR 72136-7118

Mortgage

Document Number	MTG201820357
Date	Oct 10, 2018
Instrument	MTG 2018/20357

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2043

Tax Assessment & Valuation

Source: White County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Unified School District	Rose Bud School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$178.00 (+256%) Homeowner's exemption	$6,280 (-) Land $2,440 Building $3,840
2023	$50.00 Homeowner's exemption	$6,280 Land $2,440 Building $3,840	$31,400 Land $12,200 Building $19,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 96% of Arkansas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SW WHITE COUNTY WATER ASSN serves 12,173 people · EPA ID AR0000185
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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