St. Clair County property record for 227 Wadhams Rd, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,944 sqft · built 2007 |
| Lot Size | 5.02 acres (218,671 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,882 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-003-1007-200 |
| Primary APN | 74-30-003-1007-200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,944 sqft Living Area |
| 1st Floor Area | 1,944 sqft |
| Basement Area | 1,944 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Lot Area | 218,671 sqft (5.02 acres) |
| Garage Area | 1,415 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Heat Pump |
|---|
| Street Address | 227 WADHAMS RD |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU |
| Legal Description | BEG N 486.98' FROM W 1/4 COR, TH N 163.45', TH S 88D 54M 46S E 1340.22', TH S 0D 27M 1S W 163.42', TH N 88D 54M 46S W 1338.94' TO BEG SECTION 3 T5N R16E 5.02 A |
| Legal Range | 16E |
| Legal Township | 05N |
| Legal Section | 03 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 640600 |
Source: St. Clair County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 227 WADHAMS RD, SAINT CLAIR, MI 48079-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 11, 2024 |
| Transfer Doc | 0005773960 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | WADHAMS RD, SAINT CLAIR, MI 48079 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 227 WADHARNS RD, SAINT CLAIR, MI 48079 |
| Document Number | 0005244252 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 5244/252 |
| Instrument | 2020022919 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | SPARTA, MI 49345 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | Marysville Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,882.00 (-62.03%) Homeowner's exemption | $266,700 (+24.92%) | |
| 2024 | $4,957.00 (+11.69%) | $533,400 (+24.92%) | |
| 2023 | $213,500 | ||
| 2022 | $4,438.00 | $427,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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