227 W Splitrail Dr, Hendersonville, NC 28792 Property Records

Henderson County property record for 227 W Splitrail Dr, Hendersonville, NC 28792

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,200 sqft · built 2022
Lot Size	1.86 acres (81,022 sqft)
Owner	Individual Name on Record
Last Sale	$42,000 (Aug 2020)
Tax Bill	$1,778 (2025)
Deeds & Mortgages	Dec 2021 Sale Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10061098651555`

Property Details

APN / Parcel Number

Primary APN	`10061098651555`
Alternative APNs	`610986515` `9972868`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Heated Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Block
Lot Area	81,022 sqft (1.86 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9972868
Street Address	227 W SPLITRAIL DR
City	HENDERSONVILLE
State	NC
Zip	28792-6944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9972868~R3
Legal Description	SPLITRAIL LO6 PL2003-4696
Legal Subdivision	SPLIT RAIL SUBDIVISION
Legal Block	98
Legal Lot Number	6515
Jurisdiction	HENDERSON NC
Township / Civil Division	EDNEYVILLE
Census Block Group	3
Census Block	3019
Census Tract	930100

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	227 W SPLITRAIL DR, HENDERSONVILLE, NC 28792-6944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Nov 18, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Aug 7, 2020	Warranty Deed, Transfer · Conventional Mortgage LOTS FOR SALE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	2020930705
Deed Book / Page	3539 / 456
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Dec 9, 2021
Property Address	227 W SPLITRAIL DR, HENDERSONVILLE, NC 28792-6944
Document Number	0038340314
Book / Page	3834 / 314
Map Reference	SL 4696
Instrument Date	Nov 18, 2021
Instrument	969166
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7477 JOHN FURR RD, CONCORD, NC 28025-6602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 BALLANTYNE COMMON CIR APT 104, 104, HENDERSONVILLE, NC 28792-7581

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Nov 18, 2021
Property Address	227 W SPLITRAIL DR, HENDERSONVILLE, NC 28792-6944
Document Number	0038220617
Book / Page	3822 / 617
Map Reference	SL 4696
Instrument Date	Nov 18, 2021
Instrument	967694
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7477 JOHN FURR RD, CONCORD, NC 28025-6602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 BALLANTYNE COMMON CIR APT 104, 104, HENDERSONVILLE, NC 28792-7581

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Aug 7, 2020
Property Address	HENDERSONVILLE, NC 28792
Document Number	0035390456
Book / Page	003539 / 000456
Instrument Date	Aug 5, 2020
Instrument	930705
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7477 JOHN FURR RD CONCORD NC 280256602, CONCORD, NC 28025-6602

Mortgage

Document Number	35390458
Date	Aug 7, 2020
Book Page	003539/000458
Instrument	930706

Lender

Name	LOTS FOR SALE LLC
Address	JACKSONVILLE, FL 32241

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 6, 2025

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,800 (+20.71%) Land $46,300 Building $279,500
2025	$1,778.00
2023		$269,900 Land $46,300 Building $223,600	$325,800 Land $46,300 Building $279,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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