227 W Franklin St, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 227 W Franklin St, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	1,448 sqft · built 1916
Lot Size	0.261 acres (11,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Oct 2023)
Tax Bill	$10,161 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00062-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`04-00062-0000-00021`
Alternative APN	`040006200021`

Interior

Stories	2 Stories
Building Area	1,448 sqft Living Area

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Construction Type	Frame
Lot Area	11,352 sqft (0.261 acres)
Lot Dimensions	227 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	227 W FRANKLIN ST
City	BOUND BROOK
State	NJ
Zip	08805-1943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	62
Legal Lot Number	21
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	2
Census Block	2003
Census Tract	51100

Owner

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	227 W FRANKLIN ST, BOUND BROOK, NJ 08805-1943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BANK
Oct 13, 2023	Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2023 · Amount on Record
Deed Sale	Oct 13, 2023 · Amount on Record
Prior Sale	Oct 20, 2016 · Amount on Record
Deed Document Number	202326892
Deed Book / Page	7529 / 869
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	227 W FRANKLIN ST, BOUND BROOK, NJ 08805-1943
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227W W FRANKLIN ST, BOUND BROOK, NJ 08805-1943

Mortgage

Document Number	0000035050
Date	Dec 10, 2025
Book Page	7654/3805
Instrument	2025035050

Lender

Name	OCEANFIRST BANK
Type	Bank
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 13, 2023
Property Address	227 W FRANKLIN ST, BOUND BROOK, NJ 08805-1943
Document Number	0000026892
Book / Page	7529 / 869
Instrument Date	Jul 27, 2023
Instrument	2023026892
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 HILLSIDE AVE, BRIDGEWATER, NJ 08807-2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	227 W FRANKLIN ST, BOUND BROOK, NJ 08805-1943

Mortgage

Document Number	0000026893
Date	Oct 13, 2023
Instrument	2023026893

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$527,600 (+14.6%) Land $251,800 Building $275,800	$527,600 (+14.6%) Land $251,800 Building $275,800
2025	$10,161.00 (+2.95%)	$460,400 (+29.33%) Land $228,000 Building $232,400	$460,400 (+29.33%) Land $228,000 Building $232,400
2024	$9,870.00 (+20.73%)
2023		$356,000 (+8.34%) Land $180,500 Building $175,500	$356,000 (+8.34%) Land $180,500 Building $175,500
2022	$8,175.00 (+10.18%)	$328,600 Land $161,500 Building $167,100	$328,600 Land $161,500 Building $167,100
2021	$7,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	899 (1978–2025)
Claims Outside the SFHA	103 of 899
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 171 claims Severe Storms And Flooding, Apr 2010 · 267 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 219 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T.

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