227 Two Pond Loop, Ladson, SC 29456 Property Records

Dorchester County property record for 227 Two Pond Loop, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,614 sqft · built 2000
Lot Size	0.146 acres (6,351 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Aug 2004)
Tax Bill	$1,979 (2025)
Deeds & Mortgages	Feb 2024 Sale Apr 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`154-07-04-008`

Property Details

APN / Parcel Number

Primary APN	`154-07-04-008`
Alternative APN	`R0042132`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,614 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,351 sqft (0.146 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Coal

Location & Zoning

Account Number	R0042132
Street Address	227 TWO POND LOOP
City	LADSON
State	SC
Zip	29456-6919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD_SV
Legal Description	LOT 99 SUBD: BROOKHAVEN PH 0
Legal Subdivision	BROOKHAVEN
Legal Phase	1
Legal Lot Number	99
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	2
Census Block	2002
Census Tract	10814

Owner

Source: Dorchester County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	227 TWO POND LOOP, LADSON, SC 29456-6919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Distribution, Transfer
Apr 6, 2016	Loan Modification, Mortgage · FHA Mortgage PNC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2004 · Amount on Record
Deed Sale	Aug 9, 2004 · Amount on Record
Deed Book / Page	4273 / 100
Last Transfer Date	Feb 7, 2024
Transfer Doc	0151410080
Record Updated	Jun 8, 2026

February 2024: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	DORCHESTER SC
Recording Date	Feb 16, 2024
Property Address	227 TWO POND LOOP, LADSON, SC 29456-6919
Document Number	0151410080
Book / Page	15141 / 80
Map Reference	CAB J PG 106
Instrument Date	Feb 7, 2024
Instrument	2024002976
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 TWO POND LOOP, LADSON, SC 29456-6919

April 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DORCHESTER SC
Property Address	227 TWO POND LOOP, LADSON, SC 29456-6919
Document Number	2743/0241
Instrument Date	Apr 6, 2016
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 TWO POND LOOP LADSON SC 294566919, LADSON, SC 29456-6919

Mortgage

Document Number	2743/0241
Date	Sep 8, 2020
Book Page	012743/000241
Instrument	23107

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 7, 2045

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	Summerville Town
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,979.00	$12,036 (+61.67%) Land $4,560 Building $7,476	$300,888 (+61.67%) Land $114,000 Building $186,888
2024	$1,979.00 (+10.07%)
2023	$1,798.00 (+2.57%)	$7,445 (+11.12%) Land $1,600 Building $5,845	$186,115 (+11.1%) Land $40,000 Building $146,115
2022	$1,753.00	$6,700 Land $1,380 Building $5,320	$167,521 Land $34,500 Building $133,021

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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