227 Townsend Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 227 Townsend Cir, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,358 sqft · built 1975
Lot Size	0.719 acres (31,363 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Mar 2018)
Tax Bill	$2,072 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0022G035000`

Property Details

APN / Parcel Number

Primary APN	`0022G035000`
Alternative APNs	`0022G035` `13055`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,358 sqft Heated Area
1st Floor Area	1,358 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.719 acres)
Lot Dimensions	340 ft deep x 92 ft wide

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	28 sqft
Deck Area	288 sqft
Utility Building	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13055
Old Parcel Number	0022G035000
Street Address	227 TOWNSEND CIR
City	RINGGOLD
State	GA
Zip	30736-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 19 TOWNSEND PLACE & PT LL112
Legal Subdivision	TOWNSEND PLACE
Legal Lot Number	19
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3017
Census Tract	30201

Owner

227 Townsend Cir is owned and occupied by two individuals who acquired it in March 2018.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	227 TOWNSEND CIR, RINGGOLD, GA 30736-5023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING
Feb 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VLY FCU
Mar 20, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2018 · Amount on File
Deed Sale	Mar 15, 2018 · Amount on File
Deed Document Number	0001925654
Deed Book / Page	1925 / 654
Last Transfer Date	Mar 20, 2018
Transfer Doc	0019250654
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	227 TOWNSEND CIR, RINGGOLD, GA 30736-5023
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 TOWNSEND CIR, RINGGOLD, GA 30736-5023

Mortgage

Document Number	0022260000000573
Date	Jun 14, 2022
Book Page	0000002226/0000000573
Instrument	005010

Lender

Name	FIGURE LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	227 TOWNSEND CIR, RINGGOLD, GA 30736-5023
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 TOWNSEND CIR, RINGGOLD, GA 30736-5023

Mortgage

Document Number	0023150000000379
Date	Feb 22, 2024
Book Page	0000002315/0000000379

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2044

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	227 TOWNSEND CIR, RINGGOLD, GA 30736-5023
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 TOWNSEND CIR, RINGGOLD, GA 30736-5023

Mortgage

Document Number	0021770000000763
Date	Oct 22, 2021
Book Page	0000002177/0000000763
Instrument	010404

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	227 TOWNSEND CIR, RINGGOLD, GA 30736-5023
Document Number	0020390496
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 27, 2020
Title Company	CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	227 TOWNSEND CIR RINGGOLD GA 307365023, RINGGOLD, GA 30736-5023

Mortgage

Document Number	0020390496
Date	Mar 11, 2020
Book Page	002039/000496
Instrument	1865

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 10, 2035

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 20, 2018
Property Address	227 TOWNSEND CIR, RINGGOLD, GA 30736-5023
Document Number	0019250654
Book / Page	001925 / 000654
Instrument Date	Mar 15, 2018
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	CHOICE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	227 TOWNSEND CIR RINGGOLD GA 307365023, RINGGOLD, GA 30736-5023

Mortgage

Document Number	19250656
Date	Mar 20, 2018
Book Page	001925/000656

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 227 Townsend Cir was $2,072.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,072.00	$109,145 Land $13,750 Building $95,395	$272,863 Land $34,375 Building $238,488
2023	$1,813.00 (+21.11%)	$81,022 Land $11,900 Building $69,122	$202,556 Land $29,750 Building $172,806
2022	$1,497.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 227 Townsend Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Townsend Cir is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Townsend Cir

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