227 Summit St, Morganton, NC 28655 Property Records

Burke County property record for 227 Summit St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1926
Lot Size	0.68 acres (29,621 sqft)
Owner	Owner Name on File
Last Sale	$47,000 (Mar 2013)
Tax Bill	$578 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2704418591`

Property Details

APN / Parcel Number

Primary APN	`2704418591`
Alternative APN	`42`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
Gross Area	1,125 sqft
1st Floor Area	900 sqft
Basement Area	225 sqft
Unfinished Basement	225 sqft
Flooring	Softwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	396 sqft
Shed	1 Shed
Shed Area	480 sqft
Lean-To	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	2704418591
Street Address	227 SUMMIT ST
City	MORGANTON
State	NC
Zip	28655-2826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENSITY DIST
Legal Description	227 SUMMIT ST MORGANTON, NC 28655
Legal Subdivision	WAYNE A WARREN PROP SURV
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	5
Census Block	5016
Census Tract	20600

Owner

Source: Burke County records · APN 2704418591

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	227 SUMMIT ST, MORGANTON, NC 28655-2826
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 04, 2013 · Amount on Record
Deed Sale	Mar 04, 2013 · Amount on Record
Deed Document Number	0002074375
Deed Book / Page	2074 / 375
Record Updated	Jun 07, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	227 SUMMIT ST, MORGANTON, NC 28655-2826
Transaction Type	Mortgage
Record Updated	May 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027400817
Date	Apr 25, 2024
Book Page	2740/817
Instrument	2024003496

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$578.00 (+0.7%)	$86,842 (-) Land $22,244 Building $64,598	$86,842 (-) Land $22,244 Building $64,598
2023	$574.00	$86,842 Land $22,244 Building $64,598	$86,842 Land $22,244 Building $64,598

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 28, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
City of Morganton Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 350 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MORGANTON serves 27,221 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.