Union County and Mountainside Borough property record for 227 Summit Rd, Mountainside, NJ 07092 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2017 |
| Square Footage | 3,428 sqft Living Area |
| Lot Size | 20,212 sqft (0.464 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $750,000 (2020) |
| Tax Bill | $15,355.00 (2025) |
| Primary APN | 10-00005-20-00023 |
|---|---|
| Alternative APN |
|
| Building Area | 3,428 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco Exterior |
| Lot Area | 20,212 sqft (0.464 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1000005T00023 |
|---|---|
| Street Address | 227 SUMMIT RD |
| City | MOUNTAINSIDE |
| State | NJ |
| Zip | 07092-2310 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 5.20 |
| Legal Lot Number | 23 |
| Jurisdiction | UNION NJ |
| Minor Civil Division | MOUNTAINSIDE |
| Census Blockgroup | 5 |
| Census Block | 5009 |
| Census Tract | 38300 |
Source: Union County and Mountainside Borough records · APN 10-00005-20-00023
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 227 SUMMIT RD, MOUNTAINSIDE, NJ 07092-2310 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · Line of Credit U S BANK N A |
| Feb 21, 2024 | Deed of Trust, Mortgage · Line of Credit COUNTY EDUCATORS FCU |
| Nov 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Aug 12, 2020 | Grant Deed, Transfer · Conventional Mortgage US BK |
| Dec 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS |
| Oct 09, 2019 | Grant Deed, Transfer EMBRACE HM LOANS |
| May 30, 2017 | Quit Claim Deed, Transfer RCN CAP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 12, 2020 · Amount on Record |
| Deed Sale | Aug 12, 2020 · Amount on Record |
| Deed Doc Number | 2020326858 |
| Deed Book / Page | 6377 / 2728 |
| Prior Transfer Date | Aug 21, 2012 |
| Prior Transfer Doc | 0059340882 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 15, 2026 |
| Property Address | 227 SUMMIT RD, MOUNTAINSIDE, NJ 07092-2310 |
| Document Number | 0000092538 |
| Book / Page | 15801 / 2940 |
| Instrument Date | May 08, 2026 |
| Instrument | 202692538 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 227 SUMMIT RD, MOUNTAINSIDE, NJ 07092-2310 |
| Document Number | 0000092538, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 15801/2940 |
| Instrument | 202692538 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 227 SUMMIT RD, MOUNTAINSIDE, NJ 07092-2310 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0154652875 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 15465/2875 |
| Instrument | 61580 |
| Name | COUNTY EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Address | ROSELLE PARK, NJ 07204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 20, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 227 SUMMIT RD, MOUNTAINSIDE, NJ 07092-2310 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0151050044 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 15105/44 |
| Instrument | 25359 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 12, 2020 |
| Property Address | 227 SUMMIT RD, MOUNTAINSIDE, NJ 07092-2310 |
| Document Number | 0063772728 |
| Book / Page | 006377 / 002728 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 326858 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2020 |
| Title Company | VESTED LAND SERVICES LLC, VESTED LAND SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 227 SUMMIT RD MOUNTAINSIDE NJ 070922310, MOUNTAINSIDE, NJ 07092-2310 |
| Document Number | 147452926 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 014745/002926 |
| Instrument | 696580 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 227 SUMMIT RD, MOUNTAINSIDE, NJ 07092-2310 |
| Document Number | 0146262151 |
| Instrument Date | Dec 06, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2020 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE & SETTLEMENT SV |
| Name | Verified Name |
|---|---|
| Address | 227 SUMMIT RD MOUNTAINSIDE NJ 070922310, MOUNTAINSIDE, NJ 07092-2310 |
| Document Number | 0146262151 |
|---|---|
| Date | Dec 06, 2019 |
| Book Page | 014626/002151 |
| Instrument | 683029 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 05, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 09, 2019 |
| Property Address | 227 SUMMIT RD, MOUNTAINSIDE, NJ 07092-2310 |
| Document Number | 0063432011 |
| Book / Page | 006343 / 002011 |
| Instrument Date | Oct 07, 2019 |
| Instrument | 317948 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2020 |
| Title Company | ATLANTIC TITLE AND SETTLEMENT SV, ATLANTIC TITLE & SETTLEMENT SV |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 96 W 42ND ST BAYONNE NJ 070022004, BAYONNE, NJ 07002-2004 |
| Document Number | 146042061 |
|---|---|
| Date | Oct 09, 2019 |
| Book Page | 014604/002061 |
| Instrument | 679773 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 08, 2049 |
| Document Number | 146262151, |
|---|---|
| Date | Oct 09, 2019 |
| Book Page | 014626/002151 |
| Instrument | 683029 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 08, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 30, 2017 |
| Property Address | 227 SUMMIT RD, MOUNTAINSIDE, NJ 07092-2310 |
| Document Number | 0061910254 |
| Book / Page | 006191 / 000254 |
| Instrument Date | May 03, 2017 |
| Instrument | 286968 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Title Company | FOUNDATION TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 96 W 42ND ST BAYONNE NJ 070022004, BAYONNE, NJ 07002-2004 |
| Document Number | 142780596 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 014278/000596 |
| Instrument | 641018 |
| Name | RCN CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | SOUTH WINDSOR, CT 06074 |
| Amount | Amount Recorded |
|---|
Source: Union County and Mountainside Borough records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Mountainside Borough |
| Unified School District | Mountainside Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $731,200 (-) Land $259,900 Building $471,300 | $731,200 (-) Land $259,900 Building $471,300 | |
| 2025 | $15,355.00 (+2.43%) | $731,200 (-) Land $259,900 Building $471,300 | $731,200 (-) Land $259,900 Building $471,300 |
| 2024 | $14,990.00 (+2.66%) | ||
| 2023 | $731,200 Land $259,900 Building $471,300 | $731,200 Land $259,900 Building $471,300 | |
| 2022 | $14,602.00 |
Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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