227 Smith Rd, Mount Holly, NC 28120 Property Records

Gaston County property record for 227 Smith Rd, Mount Holly, NC 28120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,802 sqft · built 1976
Lot Size	8.65 acres (376,794 sqft)
Owner	Individual Name on File
Last Sale	$700 (Dec 2021)
Tax Bill	$3,229 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`225613`

Property Details

APN / Parcel Number

Primary APN	`225613`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,802 sqft Heated Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	376,794 sqft (8.65 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	227 SMITH RD
City	MOUNT HOLLY
State	NC
Zip	28120-9656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	14 091 019 03 P/O
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1000
Census Tract	31005

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	227 SMITH RD, MOUNT HOLLY, NC 28120-9656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 8, 2021	Warranty Deed, Transfer
Feb 11, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Prior Sale	Jun 8, 2021 · Amount on File
Deed Book / Page	5295 / 1618
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Dec 16, 2021
Property Address	227 SMITH RD, MOUNT HOLLY, NC 28120-9656
Document Number	0052951618
Book / Page	5295 / 1618
Instrument Date	Dec 15, 2021
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1005 DEREK PL, 1005, MOUNT HOLLY, NC 28120-8600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 SMITH RD, MOUNT HOLLY, NC 28120-9656

Mortgage

Document Number	0052951621
Date	Dec 16, 2021
Instrument	5295/1621

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 8, 2021
Property Address	227 SMITH RD, MOUNT HOLLY, NC 28120-9656
Document Number	0052350659
Book / Page	5235 / 659
Instrument Date	Jun 7, 2021
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2041 WOODTOP CT, 2041, CHARLOTTE, NC 28214-2932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 HAVEN CIR APT 306, 306, BELMONT, NC 28012-4817

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Feb 11, 2020
Property Address	227 SMITH RD, MOUNT HOLLY, NC 28120-9656
Document Number	0051001329
Book / Page	005100 / 001329
Instrument Date	Feb 5, 2020
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$340.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2041 WOODTOP CT CHARLOTTE NC 282142932, CHARLOTTE, NC 28214-2932

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,229.00 (+8.57%)	$452,360 (+8.58%) Land $97,140 Building $355,220
2025	$2,974.00 (+2.73%)	$416,620 (-) Land $97,140 Building $319,480
2023	$2,895.00	$416,620 Land $97,140 Building $319,480
2021			$236,440 Land $67,080 Building $169,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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