Gates County property record for 227 Smith Rd, Gates, NC 27937
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 2024 |
| Lot Size | 1.99 acres (86,684 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Nov 2024) |
| Tax Bill | $2,015 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-01043 |
| Primary APN | 03-01043 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,400 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 86,684 sqft (1.99 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | 107168 |
|---|---|
| Street Address | 227 SMITH RD |
| City | GATES |
| State | NC |
| Zip | 27937-9476 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | A-1 |
| Legal Description | PT SAUNDERS |
| Jurisdiction | GATES NC |
| Township / Civil Division | REYNOLDSON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 970300 |
Source: Gates County assessment roll, APN 03-01043, as of September 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 227 SMITH RD, GATES, NC 27937-9476 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGEPROS LLC |
| Nov 15, 2024 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 17, 2024 | Warranty Deed, Transfer |
| Jan 07, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 2024 · Amount on Record |
| Deed Sale | Nov 15, 2024 · Amount on Record |
| Prior Sale | May 17, 2024 · Amount on Record |
| Deed Document Number | 2024322856 |
| Deed Book / Page | 386 / 31 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GATES NC |
| Property Address | 227 SMITH RD, GATES, NC 27937-9476 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2026 |
| Title Company | MADISON SETTLEMENTS, MADISON SETTLEMENT |
| Name | Verified Name |
|---|---|
| Address | 227 SMITH RD, GATES, NC 27937-9476 |
| Document Number | 0000393/11 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 393/11 |
| Instrument | 324208 |
| Name | MORTGAGEPROS LLC |
|---|---|
| Type | Mortgage Company |
| Address | 880 W LONG LAKE RD STE 300, TROY, MI 48098 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GATES NC |
| Recording Date | Nov 15, 2024 |
| Property Address | 227 SMITH RD, GATES, NC 27937-9476 |
| Document Number | 0000386/31 |
| Book / Page | 386 / 31 |
| Instrument Date | Nov 14, 2024 |
| Instrument | 322856 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 164 DRUM HILL RD, CORAPEAKE, NC 27926-9630 |
| Name | Verified Name |
|---|---|
| Address | 227 SMITH RD, GATES, NC 27937-9476 |
| Document Number | 0000322857 |
|---|---|
| Date | Nov 15, 2024 |
| Instrument | 322857 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2054 |
| Document Number | 0000386/55 |
|---|---|
| Date | Nov 18, 2024 |
| Book Page | 386/55 |
| Instrument | 322861 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1400 FORUM BLVD STE 18, COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GATES NC |
| Recording Date | May 17, 2024 |
| Property Address | 227 SMITH RD, GATES, NC 27937-9476 |
| Document Number | 000383/143 |
| Book / Page | 383 / 143 |
| Instrument Date | May 16, 2024 |
| Instrument | 322263 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $66.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 227 SMITH RD, GATES, NC 27937-9476 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GATES NC |
| Recording Date | Jan 07, 2022 |
| Property Address | 227 SMITH RD, GATES, NC 27937-9476 |
| Document Number | 000368/485 |
| Book / Page | 368 / 485 |
| Instrument Date | Dec 18, 2021 |
| Instrument | 319331 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7291 HARVEST DR, SUFFOLK, VA 23437-9374 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3070 BLACKSTONE CT, VIRGINIA BEACH, VA 23453-3209 |
Source: Gates County assessment roll as of September 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gates County |
| Unified School District | Gates County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,015.00 (+669.08%) | $257,581 (+725.45%) Land $51,578 Building $206,003 | $257,581 (+725.45%) Land $51,578 Building $206,003 |
| 2023 | $262.00 | $31,205 Land $31,205 | $31,205 Land $31,205 |
Source: FEMA National Flood Hazard Layer, Gates County (37073C), as of December 29, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370739703001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 14 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| eNCore Connects Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System, water system NC0437020, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GATES COUNTY WATER SYSTEM serves 11,621 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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