Whatcom County property record for 227 Skipping Stone Loop, #75, Lynden, WA 98264
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,904 sqft · built 2025 |
| Lot Size | 0.066 acres (2,875 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $859,000 (Sep 2025) |
| Tax Bill | $5,401 (2025) |
| Deeds & Mortgages | May 2025 Construction Loan Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22131 |
| Primary APN | 22131 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,904 sqft Living Area |
| Year Built | Built 2025 |
|---|---|
| Lot Area | 2,875 sqft (0.066 acres) |
| Street Address | 227 SKIPPING STONE LOOP # 75, 75 |
|---|---|
| City | LYNDEN |
| State | WA |
| Zip | 98264-1414 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 75 RIVER-WALK EAST CONDOMINIUM-TOG WI UNDIV INT IN COMMON AREAS DESC AF 2022-1100799 |
| Legal Subdivision | RIVER-WALK EAST CONDOMINIUM |
| Legal Unit | 75 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | LYNDEN |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 10302 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1519 TIMON RD, EVERSON, WA 98247-9310 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2025 | Deed of Trust, Mortgage · Construction Mortgage BANK OF THE PACIFIC |
| Sep 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Deed Document Number | 2025-0901994 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 227 SKIPPING STONE LOOP # 75, 75, LYNDEN, WA 98264-1414 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Title Company | WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW |
| Name | Verified Name |
|---|
| Document Number | 0000500283 |
|---|---|
| Date | May 5, 2025 |
| Instrument | 2025-0500283 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | ABERDEEN, WA 98520 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 24, 2025 |
| Property Address | 227 SKIPPING STONE LOOP # 75, 75, LYNDEN, WA 98264-1414 |
| Document Number | 0000901994 |
| Map Reference | AF 2022-1201114 |
| Instrument Date | Sep 23, 2025 |
| Instrument | 2025-0901994 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2025 |
| Title Company | UNKNOWN, WHATCOM LAND TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,350.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1519 TIMON RD, EVERSON, WA 98247-9310 |
| Document Number | 0000901995 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025-0901995 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 9.75% |
| Index | 5-Year CMT |
| Max Rate | 12.7% |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Lynden City |
| Unified School District | Lynden School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,401.00 | $713,870 Land $76,125 Building $637,745 | $713,870 Land $76,125 Building $637,745 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.1% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Pogozone powered by Neubeam Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Verizon.
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